Buying a home :: Natural Hazards Commission Toka Tū Ake

Buying a home :: Natural Hazards Commission Toka Tū Ake
Storm and flood damage
If your property has been affected by recent flooding, storm or landslip damage, contact your private insurer. They'll help you with your natural hazards claim and what you need to do next.
For more information, go to
Cover for storm, flood and landslide damage
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Buying a home
Buying a home for your whānau and future generations is one of life’s most important decisions. All New Zealand homes are at some risk of damage from natural hazards, so it’s important to make educated choices when deciding where we live.
Check natural hazard risks when house hunting
When looking at properties think carefully about location and any features of the home that could increase the risk of damage.
Before you make an offer
Make sure you have identified any potential issues, and understand the risk profile of a property before making an offer.
Homes with previous claims
Extra steps to consider include requesting claim information and assigning the rights of any claim.
Settling into your new home
Moving in is the perfect time to think of ways to be prepared for the impacts of a natural hazard.