Youth Checking Account | RBFCU

Youth Checking Account | RBFCU
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®
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Get
Youth Checking Account
Their financial success starts here
Let RBFCU help you teach your child smart ways to spend and save money on their path to financial independence. From an allowance to their first job, the sooner your child learns how to manage their money, the better their financial future will be.
Youth Checking Account benefits and features:
No monthly service fees
$0 minimum balance required
Monitor your account and transactions with customized Alerts
Deposit checks from your device
24/7 fraud monitoring
Membership eligibility required. Accounts for minors require additional ownership by a parent, guardian or other adult.
RBFCU Freedom Debit Card
The debit card you trust.
Their first debit card should be with a financial partner you know and trust. Help your child or teen learn how to manage their money and spending with their very own Freedom Debit Card.
Debit card benefits and features:
No monthly maintenance fee
24/7 fraud monitoring
$0 liability for unauthorized debit card purchases
Free ATM services through
RBFCU ATMs
and the
CO-OP Network
Set card usage
Alerts
Quickly freeze or report your card lost or stolen through
Online Banking
or the
RBFCU Mobile
®
app
The account that grows with them.
When your teen turns 18, their Youth Checking
account will automatically convert to an
RBFCU Really Free Checking account
with all
of the same great features. Taking their account with them to college, work and beyond is easy.
How do I open a youth savings account with RBFCU?
Not a member?
If your child is not an RBFCU member yet, you can open an account for them (and yourself!) online. You can also join by calling us at
210-945-3300
or by
visiting any RBFCU branch
.
Already a member?
If you and your child are already RBFCU members, you can open an additional youth account for them by calling us at
210-945-3300
or by
visiting any RBFCU branch
.
Members are required to open a primary savings account with a minimum deposit of $1, which must remain in the account at all times. A $1 minimum balance is required to earn the stated Annual Percentage Yield (APY). A checking account can be opened with a zero balance.
Learn About Finances With RBFCU
Learn more, earn more, save more
Learn the basics of budgeting, how to start saving, good vs. bad spending habits and more with free financial education resources.
Read articles
Request a presentation
Watch financial education videos
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Checking
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More Details
Checking Calculators
How much am I spending?
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What is it worth to reduce my spending?
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How long will it take to save for a purchase?
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How long will it take to become a millionaire?
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Checking FAQs
What is RBFCU's checking account routing number?
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RBFCU's routing number is 314089681.
How do I open a checking account from the RBFCU Mobile app?
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-
To open a new
checking account
:
Sign in to the RBFCU Mobile app.
On the Account Summary page, tap “New Account” under “Deposit Accounts.”
Verify your address, and tap “Let’s Get Started” to follow the self-service directions.
How do I download the RBFCU Mobile app?
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-
To download the RBFCU Mobile
®
app:
On an Apple
®
device:
Click here from your device,
or search “RBFCU” on the App Store
®
On an Android™ device:
Click here from your device,
or search “RBFCU” on Google Play™
For full app functionality, please ensure your device is running the latest software. The latest operating systems (OS) versions are required for security updates and will provide the best experience while using the RBFCU Mobile app. The minimum supported OS
1
to use the RBFCU Mobile app are:
iPhone
®
iOS 18 or later
iPadOS
®
18 or later
Apple Watch
®
2
watchOS
®
10 or later
Android™ OS 12 or later
1
Some devices may not be supported due to hardware limitations.
2
Currently Apple Watch can be used to check available account balances only.
What should I do if my RBFCU Freedom Debit Card is lost or stolen?
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-
You can report your lost or stolen RBFCU Freedom Debit Card by contacting us in one of the following ways:
Online:
Visit “Manage Cards,” after signing in to your Online Banking account
Select your card
Choose “Report a Lost or Stolen Card” and follow the prompts
RBFCU Mobile app
:
Sign in to the app
Tap “Manage Cards” in the bottom menu
Select your card
Choose “Report Lost or Stolen” and follow the prompts
Phone:
210-945-3300
Email:
memberservices@rbfcu.org
You can also “Freeze” your card to ensure no transactions are made while you search for the card, or “Replace” your card. If your card is connected to any mobile payment services, be sure to remove the card as a payment option.
Your old debit card will be deactivated and we’ll send you a replacement debit card with a new card number.
If you have set up automatic payments directly with other merchants, you will need to contact them with your new card number and expiration date.
Why am I being asked for my ID on all transactions?
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-
In order to protect you and your account, RBFCU must identify the transacting person on an account each time a transaction is made.
It's a Money Thing Videos
It's a Money Thing Articles
Become a Member
Contact Us
Membership eligibility required. Accounts for minors require additional ownership by a parent, guardian or other adult. No minimum age requirement.
Zero Liability applies to transactions that have been promptly reported and determined by RBFCU as unauthorized, subject to terms and conditions in accordance with RBFCU's Electronic Funds Transfer Agreement at
rbfcu.org/eft
.