Get Paid Early with Direct Deposit | RBFCU - Credit Union

Source: https://www.rbfcu.org/banking/direct-deposit

Archived: 2026-04-23 17:17

Get Paid Early with Direct Deposit | RBFCU - Credit Union
Skip to main content
Schedule an Appointment
ATMs & Locations
Rates
Apply for a Loan
Open an Account
Sign In
Routing Number
314089681
Join
Search
Sign In
Find Your Next Car
Search New & Used Vehicles
Preferred Dealers
Loan Protection
GAP Plus
Mechanical Repair Coverage (MRC)
Credit Insurance
Home Loans & Realty
You found your dream home, now find financing that fits you
Mortgage Overview
Purchase
Refinance
Loan Options
Fixed-Rate
Adjustable-Rate
FHA & VA
Jumbo
New Construction
Land
100% Financing
100% Financing for Medical Professionals
First-Time Homebuyers
Home Equity/HELOC
Home Improvement
Homebuying & Selling Services
Realty Services
Title Insurance
Home Appraisal
Mortgage Retail Team
Retirement
Helping school employees plan for the future with confidence
Retirement Program Overview
Schedule an Appointment
403(b)
Roth 403(b)
457(b)
Roth 457(b)
RBFCU Freedom Retirement Plan
Enroll Online
Manage Your Account
Investments
Helping you invest in life's big moments
Investments Overview
Schedule an Appointment
Financial Advisors
Virtual Advisory Center
Investment Strategies
Financial Health Check
Wealth Management
Trust Services
Insurance
All the coverage you need in one place
Insurance Overview
Request a Quote
Homeowners Insurance
Auto Insurance
Personal Insurance
Business & Commercial Insurance
Health Care Plans & Insurance
Medicare Supplement Insurance Plans
Business
Earning your trust by serving your business
Business Overview
Business Loans
SBA Loans
Business Credit Card
Business Accounts
Business Checking
Business Services
Select Group Membership
Learn
Learn more, earn more, save more with RBFCU
Learn About Finances With RBFCU
Budgeting & Saving
Credit Scores & Credit Reports
Buying a Car & Vehicle Loans
Student Loans & Paying for College
Mortgage Loans & Homeownership
Investments & Financial Planning
Security & Fraud Center
Financial Education
Request a Financial Presentation
GreenPath Financial Wellness
Virtual Financial Coach
Financial Counseling & Education
Debt Management
Calculators
It's a Money Thing
Video Series
Junior Series - Ages 4-10
En Español
Seminars & Webinars
Youth Ambassador Program
FAQs
RBFCU Mobile
®
app
Download our app for a better mobile banking experience.
Get
Direct Deposit
Get your funds faster
Set up Direct Deposit in your
Really Free Checking account
. With our early pay Direct Deposit, you can receive your
paycheck or federal benefits up to two days faster at no charge. All you need to get started is the
RBFCU routing number, 314089681
,
and your checking account number.
Direct Deposit and early payment of funds are subject to timing of originator funding.
Get paid early!
With RBFCU’s Direct Deposit, you're eligible to receive your paycheck up to two days early. As soon as your paycheck or federal benefits are received by RBFCU, we will make your money available. It’s that easy!
Additional benefits and features
Account Alerts
Get a text message or email
when you make a deposit, if your balance dips below an amount you choose, or when there is activity on your account you want to know about.
RBFCU Mobile® app
View your transactions, pay bills, make deposits,
find your nearest RBFCU branch or ATM
, and check your balance anytime with the
RBFCU Mobile app
.
Free RBFCU Bill Pay®
Our online
Bill Pay
service lets you make single or recurring electronic payments from your account quickly and easily. Pay all of your bills on your schedule.
Ways to set up Direct Deposit
By phone
Monday - Friday, 8 a.m. - 6 p.m.
Saturday, 8:30 a.m. - 4 p.m.
Using ClickSWITCH*
Easily transfer your bills and direct deposits in just a few clicks in
your Online Banking account
under “View Services.”
At any branch
Monday - Friday, 9 a.m. - 5 p.m.
Saturday, 9 a.m. - 4 p.m.
*
Terms and conditions
may apply. ClickSWITCH is unable to process Direct Deposit switches for Representative Payee accounts used to receive Social Security Administration (SSA) benefits. To update deposit information, please contact the SSA directly.
Direct Deposit FAQs
What is RBFCU's checking account routing number?
+
-
RBFCU's routing number is 314089681.
What is a routing number?
+
-
A routing number is a unique 9-digit number assigned to a bank or credit union.
How do I find my routing number?
+
-
Your routing number is the first set of numbers printed on the bottom of your checking account checks, on the left side. If you do not have checks, you can find
RBFCU’s routing number on rbfcu.org
.
Why do I need a routing number?
+
-
In order to
send and receive money
from other financial institutions, banks and credit unions use a routing number to determine where money is supposed to go.
Routing numbers are commonly used for:
Direct deposit
Automatic bill payments
Check processing
Wire transfers
What is ClickSWITCH?
+
-
ClickSWITCH is an automated account-switching tool that makes it easy to quickly and securely switch your recurring
direct deposits
and automatic payments from another financial institution account to your RBFCU account.
How does ClickSWITCH work?
+
-
ClickSWITCH takes the hassle out of switching your direct deposits and automated payments to your account.
Whether you provide your employer or bill payment information to ClickSWITCH through
your RBFCU Online Banking account
or have an RBFCU representative enter the information for you, ClickSWITCH will work on contacting the billers to switch your payments to your RBFCU account.
Who do I contact for help enrolling in ClickSWITCH?
+
-
For help enrolling in ClickSWITCH for your direct deposit:
Online:
Sign in to your Online Banking account
at rbfcu.org or via the
RBFCU Mobile
®
app
, then select ClickSWITCH from the View Services menu on your Account Summary page
Phone:
210-945-3300
In person:
Visit any branch
How long does it take for a ClickSWITCH request to reflect on my account?
+
-
When using ClickSWITCH, it can take one to two billing cycles for the deposit or bill payment to show on your account. This time frame depends on the company receiving the switch. If a submitted switch does not appear on your account within one to two billing cycles, contact the company the payment or deposit originates from.
Really Free Checking
Savings Accounts
Contact Us
ATMs and Locations