DFPI - The Department of Financial Protection and Innovation
Source: https://dfpi.ca.gov
Archived: 2026-04-23 17:17
DFPI - The Department of Financial Protection and Innovation
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CCFPL Turns Five: A Look at Its Impact
2026 marks the fifth anniversary of the California Consumer Financial Protection Law (CCFPL). This legislation allows DFPI to provide stronger consumer protections in California. Explore the five core areas where DFPI champions consumer rights for us all.
See the impact
The New Era of Tech-Enabled Scams
Technology is developing fast, and new scams seem to be developing even faster.
Read our guide to stay ahead
The DFPI Difference: Consumer Success Stories
Our new series shows how we help thousands of Californians tackle unfair financial practices and errors.
Learn More
Los Angeles Fire Relief Update
On January 6, 2026, Governor Newsom announced additional relief from major national lenders to offer additional forbearance of up to 90 days to LA fire survivors, subject to investor approval and consistent with the terms of the Governor’s January 2025 agreement.
Learn More
Z
Submit a Complaint
U
Search Who We Regulate
Subscribe to DFPI
Explore Regulated Industries
How We Protect Consumers
Consumer Education
We provide information and resources to give consumers the tools to make smart financial decisions. Learn about your rights as a borrower and plan for the future.
Explore consumer topics
Regulation
We regulate a wide variety of financial services, products, and professionals in California. In 2020, our mission broadened to include emerging markets and financial innovations.
How we regulate
Enforcement
Violators are held responsible through actions, orders, and administrative hearings. We also publish consumer alerts to alert the public to fraudulent activity.
How we enforce the law
Consumer Success Stories
The Consumer Services Office (CSO) helps to address numerous complaints that have arisen between consumers and various financial institutions that DFPI regulates. We facilitate communication between the parties and help to resolve disputes, often returning thousands of dollars to consumers while ensuring their rights and protections are upheld.
Read some of the CSO stories here.
News and Updates
Press Release
Supporting Financial Empowerment: DFPI Opens New CalMoneySmart Grant Application Period
March 30th, 2026
The DFPI announced that $3.2 million in grants is available through the 2026–2028 CalMoneySmart program for nonprofit organizations that provide free financial empowerment services to California residents.
Press Release
DFPI Shares Practical Steps for Your Family During National Consumer Protection Week
March 6th, 2026
DFPI and the Attorney General shut down fraudulent websites; learn how to help protect your family and friends from scams; and take part in our survey on tech-enabled fraud.
Press Release
DFPI Orders Coinme to Provide $175,000 in Consumer Refunds
February 17th, 2026
The DFPI today announced that it has ordered Coinme, one of the largest crypto kiosk operators in the state, to refund an additional $175,000 to California consumers who were unlawfully overcharged.
Press Release
DFPI Fines Crypto Lending Platform, Nexo Capital Inc., $500,000 in Penalties
January 14th, 2026
The DFPI announced that Nexo Capital Inc. (Nexo) will pay $500,000 in penalties for violating California financial laws, including making loans to California residents without a valid license.
Press Release
DFPI ordena a Apoyo Financiero, Inc. pagar más de $1 millón por cobrar de más a los clientes
November 17th, 2025
The DFPI announced that a Concord-based lender, Apoyo Financiero, Inc., must pay a hefty $1 million penalty for charging excessive interest and fees to its customers.
2026 DFPI Financial Literacy Month Resource Webinar: Spring Clean Your Finances
Event Date: April 23
Location: Virtual
Stay Connected
Subscribe
Facebook
Twitter
Linked In
YouTube
Instagram
Explore More:
News
Insights
Alerts
Events
Press Releases
Monthly Bulletin
Brochures
Enforcement Actions
in 2025
Regulated companies
and professionals
Consumer Complaints
Received in 2025
returned to consumers
in 2025
Department of Financial Protection and Innovation
About the DFPI
The California Department of Financial Protection & Innovation is dedicated to helping California consumers. We believe in supporting a healthy and trusted financial marketplace in California and that innovation can exist alongside fair and honest business practices.
About DFPI
Executive Office
Divisions
Careers
Contact
Explore More
Gavin Newsom
California Governor, Office of the Governor
Tomiquia Moss
Secretary,
Business Consumer Services and Housing Agency
KC Mohseni
Commissioner, Department of Financial Protection and Innovation
Skip to Main Content
CCFPL Turns Five: A Look at Its Impact
2026 marks the fifth anniversary of the California Consumer Financial Protection Law (CCFPL). This legislation allows DFPI to provide stronger consumer protections in California. Explore the five core areas where DFPI champions consumer rights for us all.
See the impact
The New Era of Tech-Enabled Scams
Technology is developing fast, and new scams seem to be developing even faster.
Read our guide to stay ahead
The DFPI Difference: Consumer Success Stories
Our new series shows how we help thousands of Californians tackle unfair financial practices and errors.
Learn More
Los Angeles Fire Relief Update
On January 6, 2026, Governor Newsom announced additional relief from major national lenders to offer additional forbearance of up to 90 days to LA fire survivors, subject to investor approval and consistent with the terms of the Governor’s January 2025 agreement.
Learn More
Z
Submit a Complaint
U
Search Who We Regulate
Subscribe to DFPI
Explore Regulated Industries
How We Protect Consumers
Consumer Education
We provide information and resources to give consumers the tools to make smart financial decisions. Learn about your rights as a borrower and plan for the future.
Explore consumer topics
Regulation
We regulate a wide variety of financial services, products, and professionals in California. In 2020, our mission broadened to include emerging markets and financial innovations.
How we regulate
Enforcement
Violators are held responsible through actions, orders, and administrative hearings. We also publish consumer alerts to alert the public to fraudulent activity.
How we enforce the law
Consumer Success Stories
The Consumer Services Office (CSO) helps to address numerous complaints that have arisen between consumers and various financial institutions that DFPI regulates. We facilitate communication between the parties and help to resolve disputes, often returning thousands of dollars to consumers while ensuring their rights and protections are upheld.
Read some of the CSO stories here.
News and Updates
Press Release
Supporting Financial Empowerment: DFPI Opens New CalMoneySmart Grant Application Period
March 30th, 2026
The DFPI announced that $3.2 million in grants is available through the 2026–2028 CalMoneySmart program for nonprofit organizations that provide free financial empowerment services to California residents.
Press Release
DFPI Shares Practical Steps for Your Family During National Consumer Protection Week
March 6th, 2026
DFPI and the Attorney General shut down fraudulent websites; learn how to help protect your family and friends from scams; and take part in our survey on tech-enabled fraud.
Press Release
DFPI Orders Coinme to Provide $175,000 in Consumer Refunds
February 17th, 2026
The DFPI today announced that it has ordered Coinme, one of the largest crypto kiosk operators in the state, to refund an additional $175,000 to California consumers who were unlawfully overcharged.
Press Release
DFPI Fines Crypto Lending Platform, Nexo Capital Inc., $500,000 in Penalties
January 14th, 2026
The DFPI announced that Nexo Capital Inc. (Nexo) will pay $500,000 in penalties for violating California financial laws, including making loans to California residents without a valid license.
Press Release
DFPI ordena a Apoyo Financiero, Inc. pagar más de $1 millón por cobrar de más a los clientes
November 17th, 2025
The DFPI announced that a Concord-based lender, Apoyo Financiero, Inc., must pay a hefty $1 million penalty for charging excessive interest and fees to its customers.
2026 DFPI Financial Literacy Month Resource Webinar: Spring Clean Your Finances
Event Date: April 23
Location: Virtual
Stay Connected
Subscribe
Linked In
YouTube
Explore More:
News
Insights
Alerts
Events
Press Releases
Monthly Bulletin
Brochures
Enforcement Actions
in 2025
Regulated companies
and professionals
Consumer Complaints
Received in 2025
returned to consumers
in 2025
Department of Financial Protection and Innovation
About the DFPI
The California Department of Financial Protection & Innovation is dedicated to helping California consumers. We believe in supporting a healthy and trusted financial marketplace in California and that innovation can exist alongside fair and honest business practices.
About DFPI
Executive Office
Divisions
Careers
Contact
Explore More
Gavin Newsom
California Governor, Office of the Governor
Tomiquia Moss
Secretary,
Business Consumer Services and Housing Agency
KC Mohseni
Commissioner, Department of Financial Protection and Innovation