Apply for Loans | Adrian College | Liberal Arts College in MI

Apply for Loans | Adrian College | Liberal Arts College in MI
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Financial Aid
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FAFSA Changes Summary
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Return of the Title IV Funds Policy
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OB3 Federal Student Aid Change as of July 1, 2026
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Apply For Loans
Please click on the specific title for additional information.
Federal Direct/ Stafford Student Loans
The maximum student loan is $5,500 per year for freshmen, $6,500 for sophomores and $7,500 per year for juniors and seniors. The repayment period can be as long as 10 years.
For more information on the Stafford Loan, please click
here
.
Federal Parent Loan for Undergraduate Students (PLUS) Loan
To apply for the Parent Loan for Undergraduate Students (PLUS), please click on the following link:
studentaid.gov
. Once there, log in by clicking “Log In,” the blue button on the top right.
Private/Alternative Loans
Adrian College has compiled a preferred lenders list to provide students with a few different loan options.
Preferred Lenders List
Our preferred lender list is compiled using neutral, student-centered criteria, including total borrower cost, repayment flexibility, approval times, customer-service metrics, and co-signer release options. At least two unaffiliated lenders are included. We review the list annually. You are not required to use a lender on this list and may select any eligible lender; we will process all certifications impartially. (Authority: 34 CFR 601.10)
Private Loan Self-Certification
Federal government regulations require that a lender must obtain a self-certification signed by the loan applicant before disbursing a private education loan. Student borrowers must complete the
Private Education Loan Applicant Self-Certification Form
(which is provided by the lender as part of the application process) and return it to the lender (do not send it to Adrian College). The intent of the self-certification form is to ensure that as a student you recognize that you may have other borrowing options (for example, federal loans) that offer better terms and conditions than a private loan; that your eligibility for other student aid may be affected by taking out a private loan; and that you are aware of the amount of your education costs.
Your lender must receive the completed and signed document before you can receive your loan. The purpose is for you to learn more about your financial aid. The accuracy of the self-certification form is not verified and will not affect your private loan eligibility.
Be an Informed Borrower
Loan provisions and requirements vary greatly and change frequently. You should contact the lender for specific information regarding the most current interest rate, fees, and eligibility requirements before taking a loan. You should carefully research the loan company you are considering doing business with. The Federal Trade Commission has a helpful website that provides tips on items to look for when selecting a lender.
Important Information About Applying
Once you have decided to apply for an alternative loan, allow 7-10 business days to have your application forwarded to our office. When you have completed your application online, you should notify our office either via email
finaid@adrian.edu
, or by calling
1-888-876-0194
.
Items to Consider When Comparing Loans
To ensure that you are fully informed, you should read the lender’s application and promissory note fully for specific information regarding the terms and conditions of your loan.
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