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Get Hero Slider Business & Commercial Insurance RBFCU Insurance Agency is here to help companies, too You trust RBFCU with your personal and professional finances — from checking accounts to business loans. And now you also can count on RBFCU Insurance Agency to provide great coverage. Discover our product solutions General liability insurance Protect your business operations against third-party claims of bodily injury or property damage. Commercial property insurance Cover losses and damages to real and personal property, including buildings and their contents. Business owners policy (BOP) Consolidate general business liability and business property coverage into one convenient policy. Workers compensation Cover on-the-job injuries for your employees and provide income replacement and medical coverage to employees. Business automobile insurance Protect the company vehicles you own or lease, as well as cover employees who drive their own vehicles on your business’s behalf. Investment and rental property insurance Safeguard your rentals or commercial property investments with reliable coverage for landlords. Directors and officers (D&O) insurance Protect company leaders from personal financial losses if sued for actions undertaken while serving the business. Errors and omissions (E&O) insurance Protect your professional service business from negligence, malpractice, errors or omissions. Questions? Call us today. Insurance FAQs As a business owner, am I required to purchase workers compensation insurance coverage? Although not every state requires workers compensation insurance coverage , a policy can protect you, your employees and your business financially. Who needs a business owners policy (BOP)? Small businesses such as retail stores, restaurants, and independent contractors typically need a business owners policy (BOP) to safeguard against unexpected financial losses beyond general liability claims. How long does it take to get my insurance quote? RBFCU Insurance Agency will do its best to provide a same-day quote if all required information is provided. Does my credit score affect my insurance premium? Yes, but insurance premiums are affected by a number of factors, including credit score, age, claims history and others. Business Credit Card Business Loans Business Services Business Accounts This page was last updated in September 2025. Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.