Surprise Bill Protection and Transparency Insurance & Cost Surprise bill protection and transparency When you fully understand which providers and hospital services are in-network vs. out-of-network, you reduce your chances of receiving an unexpected medical bill. Guide for Consumers Helpful insurance resources NJ Guides for Health Insurance Questions Understanding Health Insurance and Medical Bills Facility In/Out of Network Disclosure Notification Professional Out of Network Disclosure Notification Download machine readable list of standard charges CentraState Medical Center - Updated January 28, 2026 Chilton Medical Center - Updated January 28, 2026 Hackettstown Medical Center - Updated January 28, 2026 Morristown Medical Center - Updated January 28, 2026 Newton Medical Center - Updated January 28, 2026 Overlook Medical Center - Updated January 28, 2026 *Files are large and may take some time to download. Related links Accepted Insurance Plans Billing and Payment Financial Assistance Insurance and Cost NJ FamilyCare Medicaid Enrollment