Tuition & Financial Aid | Covenant Theological Seminary

Source: https://www.covenantseminary.edu/tuition-scholarships

Archived: 2026-04-23 17:23

Tuition & Financial Aid | Covenant Theological Seminary
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Tuition + Scholarships
We want to make seminary as affordable as possible. Every year we award over $2 million in scholarships to students to help cover the costs of their education. This is an investment in your future ministry and the future health of the church.
Tuition
Audit
$70/HR
Select masters-level courses
Select ThM courses
Select DMin courses
Free auditing for full-time students + student spouses
GRADUATE
$645/HR
Master of Divinity (MDiv)
MA in Counseling (MAC)
MA (Biblical and Theological Studies) (MABTS)
MA in Ministry (MAM)
MA (Theological Studies) (MATS)
Graduate Certificate (GC)
POST-GRAD
$725/HR
Doctor of Ministry (DMin)
Master of Theology (ThM)
Contact Us
Contact Us
Fees
$120 Enrollment fee
for each term enrolled (Spring, Summer, Fall) to help cover administration, infrastructure, and activities.
$190 Technology fee
for each term enrolled (Spring, Summer, Fall) to help cover technology and networking costs.
$350 Licensing Fee
for
Logos Bible Software
. One time only. MDiv & MABTS only.
See more about our tuition + fees
View 2026–2027 Expense Guide
Scholarships
Our mission
Our mission to equip faithful pastors, counselors, and ministry leaders hinges upon students being able to afford seminary. We want to make the cost of biblical theological education within reach. To this end,
we award $1.8 million in scholarships each year.
Scholarships Overview
Scholarships are weighted towards ministry experience, affiliation, and need. Typically awards fall into these three categories as a way to allow us to identify those who most closely align with our mission to train pastors, counselors, and ministry leaders.
Most of the time, scholarships do not stack. Meaning you usually cannot combine two scholarships to create a bigger scholarship (the exception to this is if students are receiving a scholarship from outside of Covenant Seminary).
How to Begin
01
Get Admitted to Covenant Seminary
02
Apply for financial aid & fill out Fafsa
03
Receive your scholarship package within 5 business days
Contact Us
Contact Us
PCA Scholarships
Reformed University Fellowship Awards
Up to 90% of Tuition
Reformed University Fellowship Awards are made to current or former RUF interns, campus staff, or students actively involved with an RUF ministry.
Learn More
Mission to the World Awards
Up to 50% of Tuition
The Mission to the World (MTW) Award is an up-to-50% tuition award provided by Covenant Seminary.
Learn More
Covenant College Awards
Up to 50% of Tuition
Covenant College Awards are made to students who are recent graduates of Covenant College.
Learn More
Strategic Church Development Awards
Up to 100% of Tuition
Strategic Church Development Awards have been established because of a growing need and desire to assist people from underserved populations who want to serve as pastors and church planters within the PCA.
Learn More
Church-Match Scholarship
Up to 2/3 of Tuition
Covenant will provide a scholarship of up to 1/3 of tuition per term matching the tuition funding given by a student’s church (for a total of up to 2/3 of tuition).
Learn More
PCA Presbytery Scholarships and Lamb Fund Grants
Variable Amounts
PCA Presbytery Scholarships are available to full-time, main-campus MDiv students under care of PCA presbyteries that have established scholarships funds with Covenant Seminary. The Lamb Fund now provides grants to Covenant Seminary students instead of loans.
Learn More
Nxt Gen Scholarship
Up to 50% of Tuition
NXT GEN Awards are made to students participating in a NXT GEN Cohort outside of the St. Louis Area.
Learn More
Ministry Scholarships
Campus Ministry Awards
Up to 50% of Tuition
Campus Ministry Awards are up-to-50%-tuition awards given to former staff members of recognized campus ministries, such as Campus Outreach, CRU, The Navigators, and InterVarsity Christian Fellowship.
Learn More
The Founders Scholarship Award
Up to 100% of Tuition
The Founders Scholarship Award has been established to increase the number of MDiv students who will be able to enter ministry with little or no debt. These are full-tuition scholarships for MDiv pastoral students in their final year of study.
Learn More
Women’s Ministry Leadership Award
Up to 100% of Tuition
The Women's Ministry Leadership Award has been established to help launch last-year female MDiv students into ministry with little or no debt. This is a full-tuition scholarship given in the student's last year of study.
Learn More
Reformed University Fellowship Awards
Up to 90% of Tuition
Reformed University Fellowship Awards are made to current or former RUF interns, campus staff, or students actively involved with an RUF ministry.
Learn More
Church Match Scholarship
Up to 2/3 of Tuition
Covenant will provide a scholarship of up to 1/3 of tuition per term matching the tuition funding given by a student’s church (for a total of up to 2/3 of tuition).
Learn More
Church Planting Track Scholarship
The Church Planting Track Scholarship has been established to equip students with the tools necessary to become church planters who start gospel-preaching churches.
Learn More
Mission to the World Awards
Up to 50% of Tuition
The Mission to the World (MTW) Award is an up-to-50% tuition award provided by Covenant Seminary.
Learn More
Ministry Leadership Awards
Up to 50% of Tuition
Ministry Leadership Awards are up-to 50%-tuition awards available for a limited number of MDiv students.
Learn More
The Lois Holley Halliburton Jacks Scholarship
Need-Based
The purpose of the scholarship is to encourage and enable tentmakers in government or the business world to pursue theological education for the purpose of honoring Christ and bringing biblical wisdom to the workplace.
Learn More
PCA Presbytery Scholarships and Lamb Fund Grants
Variable Amounts
PCA Presbytery Scholarships are available to full-time, main-campus MDiv students under care of PCA presbyteries that have established scholarships funds with Covenant Seminary. The Lamb Fund now provides grants to Covenant Seminary students instead of loans.
Learn More
Serge Scholarships
Up to 50% of Tuition
Serge Awards are provided by Covenant Seminary to current or former Serge (formerly World Harvest Mission) missionaries or interns.
Learn More
Church Scholarships
Church-Match Scholarship
Up to 2/3 of Tuition
Covenant will provide a scholarship of up to 1/3 per term matching the tuition funding given by a student’s church (for a total of up to 2/3 of tuition).
Learn More
PCA Presbytery Scholarships and Lamb Fund Grants
Variable Amounts
PCA Presbytery Scholarships are available to full-time, main-campus MDiv students under care of PCA presbyteries that have established scholarships funds with Covenant Seminary. The Lamb Fund now provides grants to Covenant Seminary students instead of loans.
Learn More
Strategic Development Scholarships
Strategic Church Development Awards
Up to 100% of Tuition
Strategic Church Development Awards have been established because of a growing need and desire to assist people from underserved populations who want to serve as pastors and church planters within the PCA.
Learn More
Ministry Leadership Awards
Up to 50% of Tuition
Ministry Leadership Awards are up-to-50%-tuition awards available for a limited number of MDiv students.
Learn More
Women’s Scholarships
Deborah M. Robins Legacy Scholarship
Up to 100% of Tuition
Each year, this endowed scholarship will produce $250,000 in scholarships for approximately 25 women studying at Covenant Seminary. Qualified candidates will receive these awards based on need, qualifications, and area of future ministry with preference given to those pursuing degrees in theology and counseling.
Learn More
Women’s Ministry Leadership Award
Up to 100% of Tuition
The Women's Ministry Leadership Award has been established to help launch last-year female MDiv students into ministry with little or no debt. This is a full-tuition scholarship given in the student's last year of study.
Learn More
Spouse Teamwork Award
Up to 100% of Tuition
Because Covenant Seminary believes that Christian ministry involves the whole family, we provide qualified spouses of all students with the opportunity to attend courses. Spouses may audit courses for free or take courses for credit with up-to-100%-tuition or up-to-67%-tuition scholarships for specific degree programs.
Learn More
Ministry Leadership Awards
Up to 50% of Tuition
Ministry Leadership Awards are up-to-50%-tuition awards available for a limited number of MDiv students.
Learn More
International Student Scholarships
Church-Match Scholarship
Up to 2/3 of Tuition
Covenant will provide a scholarship of up to 1/3 of tuition per term matching the tuition funding given by a student’s church (for a total of up to 2/3 of tuition).
Learn More
Mission to the World Awards
Up to 50% of Tuition
The Mission to the World (MTW) Award is an up-to-50% tuition award provided by Covenant Seminary.
Learn More
Ministry Leadership Awards
Up to 50% of Tuition
Ministry Leadership Awards are up-to-50%-tuition awards available for a limited number of MDiv students.
Learn More
All Scholarships
Campus Ministry Awards
Up to 50% of Tuition
Campus Ministry Awards are made to students actively involved with Campus Outreach, Cru, Navigators, and other campus ministries.
Learn More
Church-Match Scholarship
Up to 2/3 of Tuition
Covenant will provide a scholarship of up to 1/3 per term matching the tuition funding given by a student’s church (for a total of up to 2/3 of tuition).
Learn More
Church Planting Track Scholarship
The Church Planting Track Scholarship has been established to equip students with the tools necessary to become church planters who start gospel-preaching churches.
Learn More
Covenant College Awards
Up to 50% of Tuition
Covenant College Awards are made to students who are recent graduates of Covenant College.
Learn More
Deborah M. Robins Legacy Scholarship
Up to 100% of Tuition
Each year, this endowed scholarship will produce $250,000 in scholarships for approximately 25 women studying at Covenant Seminary. Qualified candidates will receive these awards based on need, qualifications, and area of future ministry with preference given to those pursuing degrees in theology and counseling.
Learn More
General Scholarships
Up to 50% of Tuition
General Scholarships are awarded based on student's character, calling, gifting, and need.
Learn More
The Founders Scholarship Award
Up to 100% of Tuition
The Founders Scholarship Award has been established to increase the number of MDiv students who will be able to enter ministry with little or no debt. These are full-tuition scholarships for MDiv pastoral students in their final year of study.
Learn More
The Lois Holley Halliburton Jacks Scholarship
Need-Based
The purpose of the scholarship is to encourage and enable tentmakers in government or the business world to pursue theological education for the purpose of honoring Christ and bringing biblical wisdom to the workplace.
Learn More
Ministry Leadership Awards
Up to 50% of Tuition
Ministry Leadership Awards are up-to-50%-tuition awards available for a limited number of MDiv students.
Learn More
Mission to the World Awards
Up to 50% of Tuition
The Mission to the World (MTW) Award is an up-to-50% tuition award provided by Covenant Seminary.
Learn More
PCA Presbytery Scholarships and Lamb Fund Grants
Variable Amounts
PCA Presbytery Scholarships are available to full-time, main-campus MDiv students under care of PCA presbyteries that have established scholarships funds with Covenant Seminary. The Lamb Fund now provides grants to Covenant Seminary students instead of loans.
Learn More
Reformed University Fellowship Awards
Up to 90% of Tuition
Reformed University Fellowship Awards are made to current or former RUF interns, campus staff, or students actively involved with an RUF ministry.
Learn More
Serge Scholarships
Up to 50% of Tuition
Serge Awards are provided by Covenant Seminary to current or former Serge (formerly World Harvest Mission) missionaries or interns.
Learn More
Spouse Teamwork Award
Up to 100% of Tuition
Because Covenant Seminary believes that Christian ministry involves the whole family, we provide qualified spouses of all full-time students with the opportunity to attend courses. Spouses may audit courses for free or take courses for credit with up-to-100%-tuition or up-to-67%-tuition scholarships for specific degree programs.
Learn More
Strategic Church Development Awards
Up to 100% of Tuition
Strategic Church Development Awards have been established because of a growing need and desire to assist people from underserved populations who want to serve as pastors and church planters within the PCA.
Learn More
Women’s Ministry Leadership Award
Up to 100% of Tuition
The Women's Ministry Leadership Award has been established to help launch last-year female MDiv students into ministry with little or no debt. This is a full-tuition scholarship given in the student's last year of study.
Learn More
Total Cost of Attendance
Your cost of attendance is an estimate of the expenses you might encounter while attending Covenant Seminary. This includes more than just tuition and fees.  Although the actual cost of attending Covenant varies depending on your spending habits, the Seminary bases your financial aid on your estimated cost.
2025–2026 Estimated Cost of Attendance
Full-Time Enrollment
Half-Time Enrollment
Tuition
Fees
Books
Supplies
Housing & Food
Transportation
Misc.
Student Loan Fees
Total
Licensure Fee (MAC only)
MAC Total
Tuition
Fees
Books
Supplies
Housing & Food
Transportation
Misc.
Student Loan Fees
Total
Licensure Fee (MAC Only)
MAC Total
$16,380
$620
$1,742
$150
$14,652
$2,988
$9,495
$217
$46,244
$525
$43,731
$8,820
$620
$938
$125
$14,652
$2,988
$9,495
$217
$37,855
$525
$38,380
Additional Information
Covenant Seminary is authorized to process and defer federal student loans and is certified for students to attend with VA benefits and military tuition assistance. See the Financial Aid Handbook for full details about applying for student loans and contact the Financial Aid office with any questions. Contact
Tiffany Najbart
at
tiffany.najbart@covenantseminary.edu
for information about military benefits.
The list of scholarship details presented on this page is not exhaustive of all that Covenant Seminary offers. For complete and detailed information, please
download the financial aid handbook
.
Your Cost of Attendance budget will be adjusted based on exact enrollment.
For Washington State residents
seeking information and resources about student loan repayment or seeking to submit a complaint relating to your student loans or student loan servicer, please visit
www.wsac.wa.gov/loan-advocacy
or contact the Student Loan Advocate at
loanadvocate@wsac.wa.gov
.
Our Financial Aid staff is happy to talk with you about your needs
. Please feel free to call or stop by the office with any questions. Send e-mails to
financialaid@covenantseminary.edu
or call
1.800.264.8064
or
314.434.4044
.