Industrial Banks - DFPI
Source: https://dfpi.ca.gov/regulated-industries/industrial-banks
Archived: 2026-04-23 17:23
Industrial Banks - DFPI
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Industrial Banks
Industrial banks serve specialized financial services to their customers and may be owned by non-financial institutions. Through licensing, regulation, and examination of these institutions, DFPI supports a healthy and trusted financial marketplace.
Search Industrial Banks
When Governor Davis signed Senate Bill 2148 (Polanco) into law in the fall of 2000, it transformed deposit taking industrial loan companies into a new class of financial institutions called industrial banks. Industrial banks differ from commercial banks in that they cannot accept demand deposits and their parent companies are exempt from the Bank Holding Company Act for this reason. Since the passage of Senate Bill 2148, industrial banks are subject to the same laws, regulations, and examinations as commercial banks.
Laws & regulations
California Financial Code Reference
Publications
Directory of Industrial Banks (State Chartered)
Industrial Bank Forms
Industrial Bank Statistics
Report: Income from Fees on Nonsufficient Funds and Overdraft Charges
Forms
Notice to Individual – Use of Information
FDIC 3064-0006 – Interagency Biographical and Financial Report Form
(PDF)
Supplemental Instructions for FDIC 3064
(PDF)
DFPI 10 – Application for Authority to Organize Bank
(PDF)
DFPI 25 – Uniform California Application/Notice
(PDF)
DFPI 550 – Emergency Contact Person Information
(PDF)
Tools & Resources
Bank Assessment Calculator
Quarterly Statistics
For Statistics, please visit
here
How to reach us:
Department of Financial Protection and Innovation
Division of Corporations and Financial Institutions
One Sansome Street, Suite 600
San Francisco, CA 94104-4428
Phone: (415) 263-8500
Fax: (415) 288-8830
Email:
[email protected]
News & Info Links
Newsroom
Press Releases
Monthly Bulletins
Important Notices
Skip to Main Content
Industrial Banks
Industrial banks serve specialized financial services to their customers and may be owned by non-financial institutions. Through licensing, regulation, and examination of these institutions, DFPI supports a healthy and trusted financial marketplace.
Search Industrial Banks
When Governor Davis signed Senate Bill 2148 (Polanco) into law in the fall of 2000, it transformed deposit taking industrial loan companies into a new class of financial institutions called industrial banks. Industrial banks differ from commercial banks in that they cannot accept demand deposits and their parent companies are exempt from the Bank Holding Company Act for this reason. Since the passage of Senate Bill 2148, industrial banks are subject to the same laws, regulations, and examinations as commercial banks.
Laws & regulations
California Financial Code Reference
Publications
Directory of Industrial Banks (State Chartered)
Industrial Bank Forms
Industrial Bank Statistics
Report: Income from Fees on Nonsufficient Funds and Overdraft Charges
Forms
Notice to Individual – Use of Information
FDIC 3064-0006 – Interagency Biographical and Financial Report Form
(PDF)
Supplemental Instructions for FDIC 3064
(PDF)
DFPI 10 – Application for Authority to Organize Bank
(PDF)
DFPI 25 – Uniform California Application/Notice
(PDF)
DFPI 550 – Emergency Contact Person Information
(PDF)
Tools & Resources
Bank Assessment Calculator
Quarterly Statistics
For Statistics, please visit
here
How to reach us:
Department of Financial Protection and Innovation
Division of Corporations and Financial Institutions
One Sansome Street, Suite 600
San Francisco, CA 94104-4428
Phone: (415) 263-8500
Fax: (415) 288-8830
Email:
[email protected]
News & Info Links
Newsroom
Press Releases
Monthly Bulletins
Important Notices