Business Solutions - Business Banking & Services | RBFCU
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Business Solutions
Earning your trust by serving your business
RBFCU gives business owners the options they need to ensure their enterprises succeed. From
loans
to
checking accounts
to
merchant processing
, we have resources to fit your business needs. Open an
RBFCU business account
today to gain access to our full
suite of business solutions.
Checking accounts
Whether you’re a start-up or a multi-state company, we have a checking account option to fit your needs and give you convenient access to your funds.
Our four business checking accounts
give you the flexibility to choose the account that works best for your business.
Business loans
RBFCU provides
options for business owners
, including loans for commercial real estate, vehicles, construction, equipment and more. RBFCU also offers
government-backed loan options
and is one of the leading SBA lenders among Texas credit unions.
Business services
RBFCU provides a full suite of services, including
payroll
and
payment processing
to maximize your business’ success. Whether you’re looking for ways to be more efficient, accept
point-of-sale transactions
or connect with business partners, we’re here to help.
Business credit card
An
RBFCU Business Select Mastercard
gives you purchasing power and convenience. You can take advantage of rewards and low rates, and manage your resources more efficiently by adding authorized users and setting customized spending limits.
Give your employees more
Your employees can also benefit from your relationship with RBFCU. If you’re considering a business relationship with RBFCU, let us show you how to share the savings and value of credit union membership with your organization.
Current Merchant Services Promotions
Mobile Payment Processing
Accept payments anytime, anywhere
Accept credit/debit card payments with your mobile phone or tablet
Website Package - $24.99*
Includes everything you need to start or grow your online business:
Web hosting
Domain name
Web security
Free website design
*Terms and conditions apply. Contact Business Services for details.
Business Solutions Team
RBFCU’s Business Solutions Team provides the expertise needed to guide you through the process of securing a loan, or to help you add services that will make your business processes more efficient.
Business Calculators
How much money do I need to start my business?
What is my business worth today?
Should I own or lease my business location?
Should I buy or lease equipment for my business?
Business FAQs
Can I qualify my business for membership to open an account?
Yes, you can qualify your business for membership based on your location, or based on where you (the legal owner), live, worship or attend school. If you are interested in allowing your business and employees to take advantage of credit union membership, you can
contact our Business Development Team
and request the benefits of credit union membership for your entire organization by becoming a Select Group.
My business is a non-profit. Do you have any special account options for me?
We have several different options for business checking accounts. If you are a non-profit organization in search of an account that fits your needs, you may contact our Remote Member Assistance Team at
210-637-3000
regarding your needs and they may be able to help you find an offering that best suits you.
How do I open a business account?
To open a business account online:
Click here to initiate your business account request
or call
210-967-2436
for assistance starting an online application.
To open a business account in person:
Click here for an appointment
at any
branch
or call
210-637-3000
for assistance scheduling an in-person appointment.
Can I open a business account online?
Yes.
Click here to initiate your business account request
. If you need assistance or have questions about the process, please call our Online Support team at
210-967-2436
What information is required during the business loan application process?
Business loan application requirements can vary depending on the loan type, term and amount. However, as a general guideline, the loan application package will typically include financial statements of the business, tax returns for the guarantor and the business (as applicable) and a personal financial statement. For startups and expansion of existing business, a business plan with three years of projections is required.
Become a Select Group
Business Loans
Business Checking
Business Services
Membership eligibility is required. To open a business account, RBFCU personal accounts of all principal owners must be in good standing. Programs and fees subject to change. Certain information regarding the nature and transaction types of your business
will be gathered at the time of account opening. Check cashing is not available on business accounts, however, you may deposit and withdraw the funds. We do not offer Money Service Businesses (MSB) accounts. The Department of the Treasury and FinCEN
defines a Money Services Business (MSB) as a business that conducts more than $1,000 in business with one person in one or more transactions on the same day in one or more of the following services: Money Orders, Traveler’s Checks, Money Transmission,
Check Cashing, Currency Exchange, Currency Dealing and Stored Value. For complete details, call Remote Member Assistance at
210-967-2436
. Credit cards subject
to credit approval. Rates and terms are subject to change; other restrictions may apply.