Federal Loan Programs | Loan Programs - Saybrook

Federal Loan Programs | Loan Programs - Saybrook
Why Saybrook
Why Saybrook
Because you will learn how to transform societies and communities, and also yourself.
Our Humanistic Approach
We believe people are greater than the sum of their parts–to properly understand someone, we must acknowledge their full history.
Leadership
Board of Trustees
Our leadership team embodies Saybrook’s humanistic mission, dedicating themselves to upholding the values that help students discover their purpose.
The Community Solution
Saybrook University is a proud member of The Community Solution Education System, a nonprofit system of colleges and universities working together to advance student success and community impact.
Belonging at Saybrook
Celebrate your differences and find commonalities at Saybrook, where we believe each unique voice adds intrinsic value to the educational experience.
Alumni Affairs
Loan Repayment Programs
Your Saybrook adventure continues long after graduation.
Programs
Areas of Study
Counseling
Humanistic Clinical Psychology
Humanistic Psychology
Integrative and Functional Nutrition
Integrative Social Work
Mind-Body Medicine
Psychophysiology
Transformative Social Change
Find the field that’s right for you: Counseling, Psychology, Transformative Social Change, Integrative and Functional Nutrition, Psychophysiology, Mind-Body Medicine, or Integrative Social Work.
Degree Levels
Doctoral Degrees
Master's Degrees
Certificate Programs
Saybrook University offers Certificate, Master’s, and Doctoral degree programs.
Program Explorer
Saybrook’s programs are designed to help you discover and develop more human-centered, just, and inclusive systems and practices.
Explore Programs
Regulatory Information
Accreditation
WSCUC Institutional Report 2025
Professional Licensure and Certification Disclosures
State Authorizations
Consumer Disclosures
Learn more about Saybrook University's accreditation status, licensure disclosures, state authorizations, and consumer disclosures.
Student Experience
Student Experience
Commencement
New Student Resources
STAR
No matter where you are today, your experience at Saybrook can help guide you toward a rewarding tomorrow.
Saybrook Learning Model
Learning Model Overview
Community Learning Experience 2025
Online learning fueled by community and connection defines the Saybrook experience. Our learning model is designed to foster this collaboration and connection on a regular basis.
Student Life
Registrar’s Office
Transcript Requests
Re-Entry
Library Resources
Accessibility Accommodations
Student Campus Safety
Research
Academic & Student Privacy Policies
Saybrook Standout
Your success as a Saybrook student is our top priority. These student services are yours to utilize, and they can help you thrive academically and personally in our learning environment.
Faculty
Saybrook’s faculty will be the guides by your side, helping you discover the academic and professional paths that align best with your goals.
Academic Calendar
Saybrook’s academic calendar includes weekly breakdowns of important dates, deadlines, and other calendar events you need to know as a member of our community.
Academic Catalog
Our academic catalog contains information regarding important policies and procedures that govern both administrative and academic matters.
Global Engagement
Discover life-changing study abroad opportunities at Saybrook, where collaboration transcends borders.
Admissions
Admissions
Dates and Deadlines
How to Apply
Apply Now
Application Portal
Learn more about the admissions process, including important dates, requirements, and timelines, before you apply.
Events
Stay up to date on all upcoming and future admissions events.
Financing Your Future
Tuition and Fees
Scholarships
External Scholarships
Federal Financial Aid
Private Financial Aid
International Student Aid
Academic Partnerships
Cost Calculators
There are many ways to finance your Saybrook experience, and we’re here to help you find the best way forward.
Military
Saybrook is a proud Yellow Ribbon institution, dedicated to supporting military members, veterans, and their families.
International Students
International students enhance our learning environment. Learn more about the additional information you must submit to be considered for acceptance as an international student at Saybrook University.
Transfer Students
Maintain your academic momentum at Saybrook University. We’re happy and eager to help welcome you into our community.
UNBOUND Digital Magazine
UNBOUND Digital Magazine
Humanistic Psychology
Counseling
Nutrition & Wellness
Social Change
Podcasts
Videos
Career Resources
Profiles
In The Media
Explore how our community creates transformative change in our award-winning digital magazine, UNBOUND.
Explore UNBOUND
Mindfulness Moments
Request Info
Apply Now
Giving
Alumni
The Community Solution
Humanistic Psychology
Counseling
Nutrition & Wellness
Social Change
Podcasts
Videos
Career Resources
Profiles
In the Media
Admissions
Financing Your Future
Federal Financial Aid
Federal Financial Aid
The U.S.
Department of Education
offers multiple avenues of
federal student aid
We provide the following resources to help you explore the options that may work best for your situation.
Financial Quick Links
Financing Your Future Overview
Scholarships
Scholarship Offerings
External Scholarships
Federal Financial Aid
Private Financial Aid
International Student Aid
Federal Loan Forgiveness Programs
Cost Calculators
Tuition and Fees
Academic Partnerships
Federal Aid Programs
As a Title IV institution, Saybrook participates in the William D. Ford Federal Direct Loan Program, in which borrowers obtain loan funds directly from the U.S. Department of Education. Federal Direct Unsubsidized Loans and the Direct PLUS Loan for graduate or professional students both fall under this program. You can learn more about these loans with the links below:
Direct Unsubsidized Loans
Direct PLUS Loans
You may also be eligible for additional federal benefits, such as
education tax credits
. Visit
studentaid.gov
to explore the full range of federal aid available to you.
Applying for Federal Financial Aid
Federal aid can only be accessed via the
Free Application for Federal Student Aid (FAFSA)
. The FAFSA helps colleges and universities determine how much aid you are eligible for and must be submitted every year you wish to receive aid.
How to Apply for Federal Aid:
Start a new FAFSA form at
Enter the requested information, including:
Your name
Your date of birth
Your social security number
Income information from your most recent tax return
Add Saybrook’s identifying number to your FAFSA application: G21206
You can monitor the status of your application, review all of the information entered, and correct any mistakes you may have made via your studentaid.gov account.
Tuition & Fees
Cost Calculators
Cost of Attendance
Determining Your Financial Aid Package
Our comprehensive breakdown of our tuition and fees will help you determine the cost of your education.
View our
tuition rates
Our cost calculators provide valuable insights for planning your total expenses while studying at Saybrook. Our resources include a net price calculator, budget calculator, and various loan simulator tools.
View our
cost calculators
The cost of attendance is the estimated amount you will need to cover costs related to attendance at Saybrook University for one academic year of study. The academic year is defined as two consecutive semesters of enrollment. The standard budget is constructed by using basic costs of living plus tuition and fees for your particular program of study. Check your award letter for the cost of attendance breakdown.
For more information regarding general costs of attendance, please visit the
U.S. Department of Education - College Affordability and Transparency Center
Your financial aid package is based on the expected family contribution (EFC) of both your and your spouse’s resources. This amount is determined by a financial needs assessment, which looks at assets, income, family size, and number of family members in college. Your financial need is the difference between the costs of education minus the expected family contribution.
Once the financial need is determined, your financial aid package is produced. Your package might include Federal Direct Loans, Federal Work-Study, and/or Saybrook scholarships or tuition assistance.
Financial Aid Support
Our Financial Aid Office is here to help you determine the best plan of action. Advisers are available and eager to answer any questions you may have regarding financial aid.
Call: 1-888-253-5100
Email:
[email protected]
Student Consumer Information
Under the 2008 Higher Education Opportunity Act (HEOA), Saybrook University is required to make available certain information to current and prospective students. In order to help consumers make a more informed decision about their education options, the U.S. Department of Education has set forth disclosure guidelines. The following information is provided to students to give them a general overview of the Student Financial Aid Assistance available at Saybrook University. Each link leads to a website that provides more detailed information. If you wish to obtain a hard copy of any of the documents, please contact the Financial Aid Office at 415-394-5350. You may also visit the
U.S. Department of Education HEOA
website.
Frequently Asked Questions
Are Federal Direct Subsidized Stafford Loans available for graduate students?
Federal Direct Subsidized Stafford Loans are no longer available for graduate and professional students effective July 1, 2012. The Budget Control Act of 2011 eliminated the subsidy for graduate and professional students and moves this funding to Pell Grants for undergraduate students. As a result, graduate and professional students have the opportunity to seek
Federal Direct Unsubsidized Loans
What is the annual federal loan limit?
For a details on federal borrowing limits, please visit
studentaid.gov
How will my credit score affect borrowing?
Federal Direct Unsubsidized Loans do not require a credit check or a co-signer to apply. The Direct PLUS Loan, however, does require that borrowers not have an adverse credit history. Alternative private loan options may also require a credit check. To understand your credit history, we recommend that you obtain a copy of your credit report as soon as possible. You may receive a free credit report from each of the three major reporting agencies once every 12 months: Equifax, Experian, and TransUnion.
Can I use a lender of my choice?
Saybrook University does not have a Preferred Alternative Loan Lender Relationship with any private/alternative loan program. You have the right to choose any lender you want who provides private/alternative student loans. Saybrook University legally cannot recommend any one lender to students.
Are there any unique requirements for first-time borrowers?
Entrance counseling is required for all graduate or professional students who have not previously received a Direct Unsubsidized Loan or Direct PLUS Loan. Entrance counseling ensures that you understand your loan’s terms and conditions, your rights and responsibilities as a borrower, repayment options, and more. You can learn more about student loan entrance counseling at
studentaid.gov/entrance-counseling/
What about private and alternative loans?
We encourage you to fully utilize all federal student loan programs first, as they offer better consumer protection benefits. Still, there are other programs that offer alternative forms of aid. Note that, while Federal Direct Unsubsidized Loans do not require a credit score check, many private and alternative forms of aid will require one. Under the
Truth in Lending Act (TILA)
, lenders are required to provide you with disclosures at several points during loan application process. You must also submit a Private Education Loan Applicant Self-Certification form to lenders before they can legally disburse a private education loan.
Quick Links
Family Education Rights and Privacy (FERPA
Tuition and Fees
Refund Policy and Withdrawals
Accreditation
Student Achievement Data
Data Privacy
To provide you the best possible experience, we use cookies and other technologies on this site to enhance your experience and improve our marketing efforts. By continuing to use the Saybrook University website, you agree to how we use your data to improve service and user-experience. Learn more:
Website User Privacy Notice
Functional
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
Statistics
The technical storage or access that is used exclusively for statistical purposes.
The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
Manage options
Manage services
Manage {vendor_count} vendors
Read more about these purposes
View preferences
{title}
{title}
{title}