Vehicle Loans & Financing - Boat Loans, Motorcycle Loans, RV Loans and more | RBFCU
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Other Vehicle Loans
Loans for every type of journey
Whatever type of vehicle you want, RBFCU offers flexible financing to purchase or refinance new or used recreational vehicles, including motorcycles, boats, RVs, ATVs and personal watercrafts. We also offer specialized loans for farm equipment, tractors, trailers and more. You may be able to lower your monthly payment when you refinance your current recreational vehicle with us.
Let the fun begin. It just takes a few minutes to apply.
Boat Loans
A quick and easy application combined with low boat loan rates will have you on the water in no time.
RV Loans
Ready to hit the open road? Flexible financing to purchase or refinance new or used RVs.
Motorcycle Loans
Get the motorcycle you want at a payment you can afford.
ATV, UTV, Jet Ski Loans
Whether it's the open water or the rugged trails, we can help you get started.
Ready to apply for a loan? Here’s what you’ll need to complete the application:
The amount you would like to borrow
The number of years you want to finance your loan (term length)
Your current employment and income information
Your phone number and email
Information for joint borrowers you plan to include on the auto loan (including date of birth, address, income and employment, Social Security number and contact information; if applicable)
Boat Loan
60 month
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RV Loan
60 month
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Motorcycle Loan
60 month
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ATV, Personal Watercraft, UTV Loan
60 month
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Specialized Collateral
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Should I lease or purchase a vehicle?
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What term of vehicle loan should I choose?
Should I use a home equity loan instead of a vehicle loan?
“RBFCU is phenomenal to work with! We’ve had four loans through RBFCU and no hassles! Great member service, easy payment options, quick approval — RBFCU’s got it all.”
Looking for a loan for a car or truck?
We have great rates on auto loans, whether you want to buy new, used or refinance. Apply online now, or visit our
Auto Loans page
for additional details.
Auto Loan
60 month
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Auto Loan
72 month
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VehicleVantage Auto Loan
72 month
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Vehicle Loans FAQs
Can I get a pre-approval for a boat, motorcycle, etc. loan?
Yes, we do offer pre-approvals for many different types of consumer loans, which can make your vehicle shopping experience easier. You can complete the loan application online.
Do I need a down payment to buy a vehicle?
RBFCU does not always require a down payment for
auto loans
. Whether you need to make a down payment will depend on your unique situation, including loan amount, loan term and credit history.
What are the limits for motorcycle loans?
We do not have specific loan limits, but take into consideration many other factors regarding your financial standing, loan-to-value, and the vehicle itself.
Can I refinance a motorcycle or other vehicle, or only an auto?
Refinancing can be a great option on all vehicle loan types, including motorcycles, RVs and watercraft. You can complete the refinancing application online.
Are there any vehicles that RBFCU does not finance?
RBFCU does not finance salvaged or reconditioned vehicles.
Am I required to get insurance on my motorcycle, boat or RV?
Yes, full coverage insurance is required on all vehicles, including motorcycles, boats and RVs. Learn more about
our affordable vehicle coverage options
How do I record the title and lien for my boat, motorcycle, RV, etc.?
For instructions on processing your title and lien for your vehicle (boat, motorcycle, RV, ATV, UTV, Jet Ski, etc.) when purchasing from a dealer,
via lease buyout, a private seller or refinancing from another financial institution, please follow our
Title and Lien Recording Instructions
Auto Loans
Auto Insurance
Auto Refinancing
Line of Credit
Loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms subject to change without notice. Some restrictions may apply.
Contact our Consumer Lender Center
for more details.