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Auto Insurance
RBFCU Insurance Agency has the vehicle coverage you need
Protect your car, boat, motorcycle, RV or ATV with great coverage that fits your needs at an affordable price. Plus, we may be able to help you bundle plans and save even more!
Get started online
Boat
Boat insurance coverage options include liability, collision, comprehensive, uninsured boater and more. Plus, we can help protect you from other unexpected incidences like towing or loss of personal belongings.
Motorcycle
Motorcycle coverage options include liability, collision, comprehensive, uninsured motorist, rental reimbursement, roadside assistance and personal injury protection. We can also provide coverage for your accessories and devices.
RV
Recreational vehicle insurance can cover a variety of vehicles, including motor homes, travel trailers and campers. Coverage options include liability, collision, comprehensive, total loss replacement and uninsured motorist coverage.
For the right coverage at the right price, contact an insurance agent today:
Additional protection via RBFCU
Through
RBFCU’s Consumer Lending Center
, you may secure additional vehicle coverage and warranties for your vehicle
maintenance and loan protection needs.
Credit Insurance
Credit Insurance
can help you make sure you’re covered if you can’t make payments because
of unexpected illness or injury.
Mechanical Repair Coverage
The miles can add up, but the repair costs don’t have to. Unexpected repairs can happen after your factory warranty expires.
Mechanical Repair Coverage (MRC)
can help you limit the cost of covered breakdowns.
Guaranteed Asset Protection (GAP) Plus
GAP Plus
may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe.
Discover the value of insurance coverage
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Insurance FAQs
How long does it take to get my insurance quote?
RBFCU Insurance Agency will do its best to
provide a same-day quote
if all required information is
provided.
Why do I need auto insurance?
Auto insurance is mandatory in almost every state, but it is more than just a legal necessity. It’s peace of mind that you will be covered in the event of an accident. RBFCU Insurance Agency can
provide quotes
and ensure you have the coverage needed for any situation, including liability (bodily injury and property damage), comprehensive, collision, personal injury and uninsured/underinsured motorist. We also provide
extra security and convenience with roadside assistance and rental reimbursement.
How do I determine if I need full coverage or liability coverage on my vehicle?
If your vehicle is financed, the finance company will require what is known as full coverage. This includes bodily injury, property damage, collision and comprehensive damage on your vehicle.
Does my auto insurance cover me when I rent a car?
If you carry physical damage coverage on any of your vehicles, it may extend to your rental car. If you only carry liability coverage on your auto policy, there would be no physical damage coverage provided to a rental car. You will need to check your
vehicle’s insurance policy for details.
How do I submit an auto insurance claim?
Call your auto insurance carrier. This number is typically found on your auto insurance ID card. The agency’s policy declaration page will have your insurance company’s claim number, and you will be asked to supply information
and documentation about the accident.
If you have any future concerns, contact RBFCU Insurance Agency at
1-888-564-2999
. Our business hours are 7 a.m. to 7:30 p.m. CT (8 a.m. to 8:30 p.m. ET), Monday through Friday, and 8 a.m. to 4 p.m. CT (9 a.m. to 5 p.m. ET) on Saturday.
Am I required to get insurance on my motorcycle, boat or RV?
Yes, full coverage insurance is required on all vehicles, including motorcycles, boats and RVs. Learn more about
our affordable vehicle coverage options
What determines my insurance rate?
Insurance providers take several factors into consideration when determining your rate, including:
Age
Driving record
Insurance score
Gender
Marital status
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This page was last updated in December 2024.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
RBFCU Insurance Agency LLC may partner with third-party vendors for insurance products and solutions.
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