Commercial Banks - DFPI
Source: https://dfpi.ca.gov/regulated-industries/commercial-banks
Archived: 2026-04-23 17:33
Commercial Banks - DFPI
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Commercial Banks
California-chartered commercial banks serve retail and commercial consumers. Through licensing, regulation, and examination of these institutions, DFPI supports a healthy and trusted financial marketplace.
Search Commercial Banks
In addition to State-Chartered Banks, California plays host to banks headquartered in other states and nations.
Find information about these banks below.
Foreign (Other State) Banks
Foreign (Other Nation) Banks
Advantages of a State Charter
As a California state-chartered financial institution, you can expect:
An “open door” policy with regard to all financial institutions.
We encourage financial institutions to stay in close contact with us; no problem or question is deemed unimportant.
An understanding of California’s unique competitive environment.
The Department’s familiarity with what our institutions face allows for informed decision making and understanding of “local” issues. With offices located in Sacramento, San Francisco, Los Angeles and San Diego, we’re never far away.
A commitment to firm, fair, and consistent regulation and supervision.
Our commitment to quality translates into better service to the financial institutions that we regulate.
Lower fees and assessments
. Generally, the fees charged by the Department are lower (e.g. application fees, assessments) than those charged by federal regulators. Learn how our
assessments are calculated
.
Learn more about the
advantages of a California charter
.
Publications
Directory of State Chartered Commercial Banks
Income from Fees on Nonsufficient Funds and Overdraft Charges
Laws & Regulations
California Code of Regulations
California Financial Code Reference
Benefits of a California Bank Charter
Forms
DFPI 02 – Personal Financial Statement (PDF)
DFPI 03 – Confidential Resume (PDF)
DFPI 10 – Application for Authority to Organize Bank (PDF)
DFPI 25 – Uniform California Application/Notice (PDF)
DFPI 88 – Application for Approval to Act as Approved Depository (PDF)
DFPI 93 – Appt for Approval for Withdrawal/Release of Eligible Asset (PDF)
DFPI 379 – Written Consent Form (PDF)
DFPI 507C – Call Report Certification Page for State Chartered Banks
DFPI 550 – Emergency Contact Person Information (PDF)
DFPI 700 – Application for Authorization to Invest in Corporation (PDF)
DFPI 704 – Agreement to Comply with Regulations (PDF)
DFPI 706 – Appointment of Commissioner of the Department of Financial Protection and Innovation as Agent for Service of Process (PDF)
DFPI 8016 – Request for Live Scan Service and Live Scan Process Instruction Form (PDF)
FDIC 3064-0006 – Interagency Biographical and Financial Report Form and Instructions (PDF)
FDIC 3064-0006 – Department of Financial Protection and Innovation Supplemental Instructions (PDF)
Translated Residential Mortgage Loan Forms and Pre-Foreclosure Notices
Tools & Resources
Bank Assessment Calculator
Best Practices to Reduce Corporate Account Takeovers (PDF)
FAQs (PDF)
Copy of Sample Risk Assessments (PDF)
Sample of Employee Education (PDF)
Corporate Names and Information
Quarterly Statistics
Statistics can be found
here
.
How to reach us:
Department of Financial Protection and Innovation
Division of Corporations and Financial Institutions
One Sansome Street, Suite 600
San Francisco, CA 94104-4428
Phone: (415) 263-8500
Fax: (415) 288-8830
Email:
[email protected]
Industry Links
Self-Service Portal
Forms
Pending Applications
Laws and Regulations
News & Info Links
Newsroom
Press Releases
Monthly Bulletins
Important Notices
Resources and Publications
News
Consumer Alerts
Press Releases
Events
Reports
Regulated Industries
Actions & Orders
Laws & Regulations
Industries we regulate
Commercial Banks
Industrial Banks
Public Banks
Credit Unions
Trust Services
Securities
Franchises
Capital for Businesses
Broker-Dealers & Investment Advisers
Money Transmitters
Debt Collectors
Check Sellers, Bill Payers & Proraters
Consumer & Commercial Loans
Payday Lenders
Insurance Premium Finance
Residential Mortgage Lenders
Mortgage Loan Originators
Property Assessed Clean Energy (PACE)
Escrow
Student Loan Servicers
Skip to Main Content
Commercial Banks
California-chartered commercial banks serve retail and commercial consumers. Through licensing, regulation, and examination of these institutions, DFPI supports a healthy and trusted financial marketplace.
Search Commercial Banks
In addition to State-Chartered Banks, California plays host to banks headquartered in other states and nations.
Find information about these banks below.
Foreign (Other State) Banks
Foreign (Other Nation) Banks
Advantages of a State Charter
As a California state-chartered financial institution, you can expect:
An “open door” policy with regard to all financial institutions.
We encourage financial institutions to stay in close contact with us; no problem or question is deemed unimportant.
An understanding of California’s unique competitive environment.
The Department’s familiarity with what our institutions face allows for informed decision making and understanding of “local” issues. With offices located in Sacramento, San Francisco, Los Angeles and San Diego, we’re never far away.
A commitment to firm, fair, and consistent regulation and supervision.
Our commitment to quality translates into better service to the financial institutions that we regulate.
Lower fees and assessments
. Generally, the fees charged by the Department are lower (e.g. application fees, assessments) than those charged by federal regulators. Learn how our
assessments are calculated
.
Learn more about the
advantages of a California charter
.
Publications
Directory of State Chartered Commercial Banks
Income from Fees on Nonsufficient Funds and Overdraft Charges
Laws & Regulations
California Code of Regulations
California Financial Code Reference
Benefits of a California Bank Charter
Forms
DFPI 02 – Personal Financial Statement (PDF)
DFPI 03 – Confidential Resume (PDF)
DFPI 10 – Application for Authority to Organize Bank (PDF)
DFPI 25 – Uniform California Application/Notice (PDF)
DFPI 88 – Application for Approval to Act as Approved Depository (PDF)
DFPI 93 – Appt for Approval for Withdrawal/Release of Eligible Asset (PDF)
DFPI 379 – Written Consent Form (PDF)
DFPI 507C – Call Report Certification Page for State Chartered Banks
DFPI 550 – Emergency Contact Person Information (PDF)
DFPI 700 – Application for Authorization to Invest in Corporation (PDF)
DFPI 704 – Agreement to Comply with Regulations (PDF)
DFPI 706 – Appointment of Commissioner of the Department of Financial Protection and Innovation as Agent for Service of Process (PDF)
DFPI 8016 – Request for Live Scan Service and Live Scan Process Instruction Form (PDF)
FDIC 3064-0006 – Interagency Biographical and Financial Report Form and Instructions (PDF)
FDIC 3064-0006 – Department of Financial Protection and Innovation Supplemental Instructions (PDF)
Translated Residential Mortgage Loan Forms and Pre-Foreclosure Notices
Tools & Resources
Bank Assessment Calculator
Best Practices to Reduce Corporate Account Takeovers (PDF)
FAQs (PDF)
Copy of Sample Risk Assessments (PDF)
Sample of Employee Education (PDF)
Corporate Names and Information
Quarterly Statistics
Statistics can be found
here
.
How to reach us:
Department of Financial Protection and Innovation
Division of Corporations and Financial Institutions
One Sansome Street, Suite 600
San Francisco, CA 94104-4428
Phone: (415) 263-8500
Fax: (415) 288-8830
Email:
[email protected]
Industry Links
Self-Service Portal
Forms
Pending Applications
Laws and Regulations
News & Info Links
Newsroom
Press Releases
Monthly Bulletins
Important Notices
Resources and Publications
News
Consumer Alerts
Press Releases
Events
Reports
Regulated Industries
Actions & Orders
Laws & Regulations
Industries we regulate
Commercial Banks
Industrial Banks
Public Banks
Credit Unions
Trust Services
Securities
Franchises
Capital for Businesses
Broker-Dealers & Investment Advisers
Money Transmitters
Debt Collectors
Check Sellers, Bill Payers & Proraters
Consumer & Commercial Loans
Payday Lenders
Insurance Premium Finance
Residential Mortgage Lenders
Mortgage Loan Originators
Property Assessed Clean Energy (PACE)
Escrow
Student Loan Servicers