How to Apply for Financial Aid for Medical and Graduate School | PCOM
Source: https://www.pcom.edu/about/departments/financial-aid/how-to-apply
Archived: 2026-04-23 17:34
How to Apply for Financial Aid for Medical and Graduate School | PCOM
Skip to main content
FINANCIAL AID
Cost of Attendance
Types of Aid
Overview
Loans
Scholarships
Federal Work Study
Clinical Student Housing Funding
PCOM Student Emergency Funding
Veterans Benefits
Alumni Resources for Students
How to Apply for Financial Aid
Disbursements and Refunds
Financial Wellness
About
Budgeting Worksheets
Budget Adjustments
Indebtedness
Exit Counseling Information
Speaker Series
Events
Policies and Procedures
Financial Aid Handbook
Return of Title IV Funds
Satisfactory Academic Progress
Frequently Asked Questions
Contact
PCOM
PCOM Georgia
PCOM South Georgia
Peer Mentor Program
How to Apply for Financial Aid
Medical and Graduate Programs at PCOM
The FAFSA and other requirements must be completed each academic year in order to
be considered for PCOM scholarships, federal student loans and federal work study.
PCOM academic years are defined in the following chart. For example, if you are enrolled
in the fall 2026 semester, you would need to complete the FAFSA and other requirements
for academic year 2026-2027.
Academic Year
Summer
Fall
Winter
Spring
2024-2025
2024
2024
2025
2025
2025-2026
2025
2025
-
2026
2026-2027
2026
2026
-
2027
General Financial Aid Information
What are the eligibility requirements for federal student aid?
In order to be considered for the majority of PCOM's financial aid resources and federal
student loans, you must complete the
Free Application for Federal Student Aid (FAFSA)
for your academic year (
see chart
).
The basic eligibility criteria for receiving federal student aid are:
Student must be a US citizen or eligible noncitizen. View
full details of which immigration statuses make you an eligible noncitizen
.
Student must be enrolled or accepted for enrollment as a regular student in an eligible
degree or certificate program.
Student must be enrolled as at least a half-time student (usually at least 3 credits).
Student must maintain
Satisfactory Academic Progress (SAP)
as determined by PCOM and federal requirements.
View the
Department of Education's complete list of eligibility criteria for federal student
aid.
Where do I view financial aid information?
myPCOM
is PCOM's online resource center for students.
Financial Aid Self-Service within myPCOM is your central hub for financial aid information.
Within this portal you can complete outstanding requirements, complete the PCOM Scholarship
Profile, accept your financial aid awards and view your estimated cost of attendance.
Students should receive their account credentials via email as part of their new student
information from the
Office of Student Affairs
. This occurs after the student completes all admissions requirements, is accepted
and confirmed, and pays their final deposit.
How do I access the Financial Aid Self-Service?
To access Financial Aid Self-Service:
Login to
myPCOM
.
Note: Follow the instructions from PCOM ITS to set up two-factor authentication. If
you have trouble setting up your authentication or logging in please contact
support@pcom.edu
.
Click "Financial Aid and Billing" in the left navigation menu.
Click "Financial Aid Self-Service" at the top.
Select the appropriate academic year. Use the
academic year chart
at the top of this page to determine which academic year you should select.
What is the timeline for applying for financial aid?
Use the timeline below as a general guide for completing financial aid requirements.
December through February 1
Complete the Free Application for Federal Student Aid (FAFSA) for your applicable
academic year (
see chart
). PCOM's school code is 015979. This code is used for all three campus locations:
PCOM, PCOM Georgia and PCOM South Georgia.
February 1
Visit the “Needed Documents” section within Financial Aid Self-Service to review any
outstanding requirements.
Scholarship consideration deadline
Newly admitted students will automatically be considered for all PCOM merit scholarship
opportunities. The PCOM Scholarship Profile form is used to match current students
to endowment scholarship opportunities for second year and beyond. Please submit your
responses to the PCOM Scholarship Profile once you are fully confirmed and gain access
to
myPCOM
.
Returning students are required to submit the PCOM Scholarship Profile by
February 15
in order to have the best consideration for PCOM endowment scholarship opportunities.
If you have submitted the PCOM Scholarship Profile in a prior academic year, you are
not required to resubmit but we highly encourage you to update your responses at least
once per academic year.
April 1
Around April 1 our office will award your initial financial aid package. Our office
will email you when you can view your award in Financial Aid Self-Service within myPCOM.
View the financial aid package section below for more information.
April 15
If you are borrowing federal student loans, finalize your remaining requirements and
apply for the Graduate PLUS loan*, if needed. View the federal student loan requirements
section below for further details.
*Only open to existing borrowers who have already taken out Grad PLUS loans before
July 1, 2026. These students are grandfathered in and can continue to borrow until
their program ends or for up to three years. New borrowers must rely on Direct Unsubsidized
Loans, which have new annual and lifetime borrowing caps.
How do I apply for the FAFSA?
FSA ID
If you have never applied for financial aid before, you must first create a Federal
Student Aid ID (FSA ID):
Visit
studentaid.gov
Click "Create Account."
Follow the instructions and complete all required fields on each page.
Be sure you enter your name and contact information as it is listed with the Social
Security Administration (SSA).
After creating your FSA ID, you will have limited access to certain applications (you
will not be able to complete the FAFSA) until your information is verified with the
Social Security Administration (SSA). A later email will be sent to you from FSA ID
notifying you of the SSA verification results. This usually takes 1-2 weeks.
Complete the FAFSA
Complete the Free Application for Federal Student Aid (FAFSA) for the academic year
in which you will be enrolled (
see chart
). Students who wish to be considered for federal student loans and PCOM’s financial
need scholarships must complete the FAFSA:
Visit
studentaid.gov
Click the "Start Here" button.
Follow the instructions and complete all required fields on each page.
PCOM's school code is
015979.
This code is used for all three campus locations: PCOM, PCOM Georgia and PCOM South
Georgia.
What are the scholarship consideration requirements?
Requirements for scholarship consideration
You must fulfill three major requirements in order to have priority consideration
for PCOM scholarships:
Complete the FAFSA for your academic year for consideration for PCOM's financial need
scholarships and federal loans.
Complete the PCOM Scholarship Profile within myPCOM Financial Aid Self-Service for
consideration for PCOM's endowed scholarships.
Complete any potential missing requirements in the "Needed Documents" section within
Financial Aid Self-Service.
Scholarship application deadlines
Need-based funding is awarded on a first-come-first-serve basis. The preferred deadline
is February 15 for all students. Students who meet this deadline will receive priority
in financial aid packaging. After that, all students outside of the deadline will
be packaged on a rolling basis.
When and how will I receive details regarding my financial aid package?
Around
April 1
, our office will award your initial financial aid package. You will receive an automated
email from our office that will encourage you to:
Complete a
Budgeting Worksheet
to determine how much you may need to borrow in student loans for school and living
expenses.
Visit the "Aid Summary" section within Financial Aid Self-Service to accept or decline
your awarded federal Direct Unsubsidized Loan and other aid.
Visit the "Needed Documents" section within Financial Aid Self-Service to review any
outstanding requirements. Be sure to routinely check this section as new requirements
may appear when you accept certain aid or complete other requirements.
Apply for the federal
Direct PLUS loan
(if needed). Please note: the Direct PLUS loan application is typically available
on studentaid.gov in mid-April.
What do I need to do to finalize my federal Direct Unsubsidized Loan requirements?
If borrowing federal student loans, follow the instructions below to finalize your
remaining federal Direct Unsubsidized Loan requirements. Your student loans will not
disburse to PCOM unless the below requirements are completed:
Complete Entrance Counseling
Visit
studentaid.gov
and login using your FSA ID.
Follow the instructions and complete all required fields on each page.
Upon completion, it will take several business days for your Entrance Counseling to
be imported into PCOM's system and show as complete in Financial Aid Self-Service.
Complete a Direct Unsubsidized Loan Master Promissory Note (MPN)
Visit
studentaid.gov
and login using your FSA ID.
Follow the instructions and complete all required fields on each page.
Upon completion, it will take several business days for your MPN to be imported into
PCOM's system and show as completed in Financial Aid Self-Service.
How do I apply for the federal Direct PLUS Loan?*
Use the below instructions to apply for the federal Direct PLUS Loan.
*Only open to existing borrowers who have already taken out Grad PLUS loans before
July 1, 2026. These students are grandfathered in and can continue to borrow until
their program ends or for up to three years. New borrowers must rely on Direct Unsubsidized
Loans, which have new annual and lifetime borrowing caps.
Complete the Direct PLUS Master Promissory Note (MPN)
Visit
studentaid.gov
and login using your FSA ID.
Click "Complete a Master Promissory Note."
Follow the instructions and complete all required fields on each page.
Upon completion, it will take several business days for your MPN to be imported into
PCOM's system and show as completed in Financial Aid Self-Service.
Complete the Direct PLUS Loan Application
Please note: the Direct PLUS loan application is typically available on studentaid.gov
in mid-April.
Visit
studentaid.gov
and login using your FSA ID.
Choose your PCOM academic year (
see chart
) as the Award Year.
Choose if you approve "Authorization for School to Use Loan Funds to Satisfy Other
Charges."
(Our office recommends selecting this option so your PLUS loan funds can pay toward
miscellaneous PCOM fees, such as parking fees.)
Choose "PENNSYLVANIA" or "GEORGIA" for your appropriate state.
Choose "PHILADELPHIA COLLEGE OF OSTEOPATHIC" as the school.
Specify your PLUS loan amount for the applicable academic year.
Utilize our
budgeting worksheets
to help you determine how much loan you may need to borrow.
Do not
select "I do not know the amount I want to borrow."
Do not
select "I want to borrow the maximum Direct PLUS Loan amount for which I am eligible."
The Requested Loan Period Start and End Dates are equal to your approximate enrollment
at PCOM for the applicable academic year.
For example, first- and second-year DO students should select August through May of
the year for which aid is sought.
Upon completion, it will take several business days for your PLUS loan request to
be processed by our office and show as part of your Aid Summary within Financial Aid
Self-Service.
What if I need additional assistance?
Watch a quick video on how to apply for financial aid or review our overview sheet:
Financial Aid: Tips and Resources (YouTube video)
Overview sheet (PDF)
Need more help? Visit our
contact page
to view email addresses and phone numbers for our staff.
X
Prospective Students
Admissions
Programs and Degrees
What is Osteopathic Medicine?
Request Information
Costs and Financial Aid
Mission Statement
Student Life
Housing Options
History
Clery Act
Current Students
myPCOM
Academic Calendar
Course Catalog
Financial Aid
Bursar
Registrar
Faculty
Commencement
Library
Bookstore
Security
Faculty and Staff
Off-Campus Access
Administration
Administrative Departments
Academic Departments
Technical Support
Website Support
Faculty Directory
Alumni
Alumni Portal
Alumni Association
Class Notes
Get Involved
Alumni Events
Alumni Resources
Give
Digest Magazine
Community
President's Podcast
Office of Campus and Community Partnerships
Community Wellness Initiative
Primary Care Innovation Fund
Events Calendar
Career Opportunities
Patient Services
For the Media
Connect With Us
More Information
Contact Us
Maps and Directions
Virtual Tour
Accreditation
HEOA Disclosures and Policies
Program Statistics
Title IX
Non-Discrimination
State Licensure Information
Financial Aid
Programs
Admissions Events
Philadelphia, PA
Suwanee, GA
Moultrie, GA
Contact Us
Terms of Use
Privacy Policy
Accessibility
Manage Cookies
©
2026 Philadelphia College of Osteopathic Medicine
©
Skip to main content
FINANCIAL AID
Cost of Attendance
Types of Aid
Overview
Loans
Scholarships
Federal Work Study
Clinical Student Housing Funding
PCOM Student Emergency Funding
Veterans Benefits
Alumni Resources for Students
How to Apply for Financial Aid
Disbursements and Refunds
Financial Wellness
About
Budgeting Worksheets
Budget Adjustments
Indebtedness
Exit Counseling Information
Speaker Series
Events
Policies and Procedures
Financial Aid Handbook
Return of Title IV Funds
Satisfactory Academic Progress
Frequently Asked Questions
Contact
PCOM
PCOM Georgia
PCOM South Georgia
Peer Mentor Program
How to Apply for Financial Aid
Medical and Graduate Programs at PCOM
The FAFSA and other requirements must be completed each academic year in order to
be considered for PCOM scholarships, federal student loans and federal work study.
PCOM academic years are defined in the following chart. For example, if you are enrolled
in the fall 2026 semester, you would need to complete the FAFSA and other requirements
for academic year 2026-2027.
Academic Year
Summer
Fall
Winter
Spring
2024-2025
2024
2024
2025
2025
2025-2026
2025
2025
-
2026
2026-2027
2026
2026
-
2027
General Financial Aid Information
What are the eligibility requirements for federal student aid?
In order to be considered for the majority of PCOM's financial aid resources and federal
student loans, you must complete the
Free Application for Federal Student Aid (FAFSA)
for your academic year (
see chart
).
The basic eligibility criteria for receiving federal student aid are:
Student must be a US citizen or eligible noncitizen. View
full details of which immigration statuses make you an eligible noncitizen
.
Student must be enrolled or accepted for enrollment as a regular student in an eligible
degree or certificate program.
Student must be enrolled as at least a half-time student (usually at least 3 credits).
Student must maintain
Satisfactory Academic Progress (SAP)
as determined by PCOM and federal requirements.
View the
Department of Education's complete list of eligibility criteria for federal student
aid.
Where do I view financial aid information?
myPCOM
is PCOM's online resource center for students.
Financial Aid Self-Service within myPCOM is your central hub for financial aid information.
Within this portal you can complete outstanding requirements, complete the PCOM Scholarship
Profile, accept your financial aid awards and view your estimated cost of attendance.
Students should receive their account credentials via email as part of their new student
information from the
Office of Student Affairs
. This occurs after the student completes all admissions requirements, is accepted
and confirmed, and pays their final deposit.
How do I access the Financial Aid Self-Service?
To access Financial Aid Self-Service:
Login to
myPCOM
.
Note: Follow the instructions from PCOM ITS to set up two-factor authentication. If
you have trouble setting up your authentication or logging in please contact
support@pcom.edu
.
Click "Financial Aid and Billing" in the left navigation menu.
Click "Financial Aid Self-Service" at the top.
Select the appropriate academic year. Use the
academic year chart
at the top of this page to determine which academic year you should select.
What is the timeline for applying for financial aid?
Use the timeline below as a general guide for completing financial aid requirements.
December through February 1
Complete the Free Application for Federal Student Aid (FAFSA) for your applicable
academic year (
see chart
). PCOM's school code is 015979. This code is used for all three campus locations:
PCOM, PCOM Georgia and PCOM South Georgia.
February 1
Visit the “Needed Documents” section within Financial Aid Self-Service to review any
outstanding requirements.
Scholarship consideration deadline
Newly admitted students will automatically be considered for all PCOM merit scholarship
opportunities. The PCOM Scholarship Profile form is used to match current students
to endowment scholarship opportunities for second year and beyond. Please submit your
responses to the PCOM Scholarship Profile once you are fully confirmed and gain access
to
myPCOM
.
Returning students are required to submit the PCOM Scholarship Profile by
February 15
in order to have the best consideration for PCOM endowment scholarship opportunities.
If you have submitted the PCOM Scholarship Profile in a prior academic year, you are
not required to resubmit but we highly encourage you to update your responses at least
once per academic year.
April 1
Around April 1 our office will award your initial financial aid package. Our office
will email you when you can view your award in Financial Aid Self-Service within myPCOM.
View the financial aid package section below for more information.
April 15
If you are borrowing federal student loans, finalize your remaining requirements and
apply for the Graduate PLUS loan*, if needed. View the federal student loan requirements
section below for further details.
*Only open to existing borrowers who have already taken out Grad PLUS loans before
July 1, 2026. These students are grandfathered in and can continue to borrow until
their program ends or for up to three years. New borrowers must rely on Direct Unsubsidized
Loans, which have new annual and lifetime borrowing caps.
How do I apply for the FAFSA?
FSA ID
If you have never applied for financial aid before, you must first create a Federal
Student Aid ID (FSA ID):
Visit
studentaid.gov
Click "Create Account."
Follow the instructions and complete all required fields on each page.
Be sure you enter your name and contact information as it is listed with the Social
Security Administration (SSA).
After creating your FSA ID, you will have limited access to certain applications (you
will not be able to complete the FAFSA) until your information is verified with the
Social Security Administration (SSA). A later email will be sent to you from FSA ID
notifying you of the SSA verification results. This usually takes 1-2 weeks.
Complete the FAFSA
Complete the Free Application for Federal Student Aid (FAFSA) for the academic year
in which you will be enrolled (
see chart
). Students who wish to be considered for federal student loans and PCOM’s financial
need scholarships must complete the FAFSA:
Visit
studentaid.gov
Click the "Start Here" button.
Follow the instructions and complete all required fields on each page.
PCOM's school code is
015979.
This code is used for all three campus locations: PCOM, PCOM Georgia and PCOM South
Georgia.
What are the scholarship consideration requirements?
Requirements for scholarship consideration
You must fulfill three major requirements in order to have priority consideration
for PCOM scholarships:
Complete the FAFSA for your academic year for consideration for PCOM's financial need
scholarships and federal loans.
Complete the PCOM Scholarship Profile within myPCOM Financial Aid Self-Service for
consideration for PCOM's endowed scholarships.
Complete any potential missing requirements in the "Needed Documents" section within
Financial Aid Self-Service.
Scholarship application deadlines
Need-based funding is awarded on a first-come-first-serve basis. The preferred deadline
is February 15 for all students. Students who meet this deadline will receive priority
in financial aid packaging. After that, all students outside of the deadline will
be packaged on a rolling basis.
When and how will I receive details regarding my financial aid package?
Around
April 1
, our office will award your initial financial aid package. You will receive an automated
email from our office that will encourage you to:
Complete a
Budgeting Worksheet
to determine how much you may need to borrow in student loans for school and living
expenses.
Visit the "Aid Summary" section within Financial Aid Self-Service to accept or decline
your awarded federal Direct Unsubsidized Loan and other aid.
Visit the "Needed Documents" section within Financial Aid Self-Service to review any
outstanding requirements. Be sure to routinely check this section as new requirements
may appear when you accept certain aid or complete other requirements.
Apply for the federal
Direct PLUS loan
(if needed). Please note: the Direct PLUS loan application is typically available
on studentaid.gov in mid-April.
What do I need to do to finalize my federal Direct Unsubsidized Loan requirements?
If borrowing federal student loans, follow the instructions below to finalize your
remaining federal Direct Unsubsidized Loan requirements. Your student loans will not
disburse to PCOM unless the below requirements are completed:
Complete Entrance Counseling
Visit
studentaid.gov
and login using your FSA ID.
Follow the instructions and complete all required fields on each page.
Upon completion, it will take several business days for your Entrance Counseling to
be imported into PCOM's system and show as complete in Financial Aid Self-Service.
Complete a Direct Unsubsidized Loan Master Promissory Note (MPN)
Visit
studentaid.gov
and login using your FSA ID.
Follow the instructions and complete all required fields on each page.
Upon completion, it will take several business days for your MPN to be imported into
PCOM's system and show as completed in Financial Aid Self-Service.
How do I apply for the federal Direct PLUS Loan?*
Use the below instructions to apply for the federal Direct PLUS Loan.
*Only open to existing borrowers who have already taken out Grad PLUS loans before
July 1, 2026. These students are grandfathered in and can continue to borrow until
their program ends or for up to three years. New borrowers must rely on Direct Unsubsidized
Loans, which have new annual and lifetime borrowing caps.
Complete the Direct PLUS Master Promissory Note (MPN)
Visit
studentaid.gov
and login using your FSA ID.
Click "Complete a Master Promissory Note."
Follow the instructions and complete all required fields on each page.
Upon completion, it will take several business days for your MPN to be imported into
PCOM's system and show as completed in Financial Aid Self-Service.
Complete the Direct PLUS Loan Application
Please note: the Direct PLUS loan application is typically available on studentaid.gov
in mid-April.
Visit
studentaid.gov
and login using your FSA ID.
Choose your PCOM academic year (
see chart
) as the Award Year.
Choose if you approve "Authorization for School to Use Loan Funds to Satisfy Other
Charges."
(Our office recommends selecting this option so your PLUS loan funds can pay toward
miscellaneous PCOM fees, such as parking fees.)
Choose "PENNSYLVANIA" or "GEORGIA" for your appropriate state.
Choose "PHILADELPHIA COLLEGE OF OSTEOPATHIC" as the school.
Specify your PLUS loan amount for the applicable academic year.
Utilize our
budgeting worksheets
to help you determine how much loan you may need to borrow.
Do not
select "I do not know the amount I want to borrow."
Do not
select "I want to borrow the maximum Direct PLUS Loan amount for which I am eligible."
The Requested Loan Period Start and End Dates are equal to your approximate enrollment
at PCOM for the applicable academic year.
For example, first- and second-year DO students should select August through May of
the year for which aid is sought.
Upon completion, it will take several business days for your PLUS loan request to
be processed by our office and show as part of your Aid Summary within Financial Aid
Self-Service.
What if I need additional assistance?
Watch a quick video on how to apply for financial aid or review our overview sheet:
Financial Aid: Tips and Resources (YouTube video)
Overview sheet (PDF)
Need more help? Visit our
contact page
to view email addresses and phone numbers for our staff.
X
Prospective Students
Admissions
Programs and Degrees
What is Osteopathic Medicine?
Request Information
Costs and Financial Aid
Mission Statement
Student Life
Housing Options
History
Clery Act
Current Students
myPCOM
Academic Calendar
Course Catalog
Financial Aid
Bursar
Registrar
Faculty
Commencement
Library
Bookstore
Security
Faculty and Staff
Off-Campus Access
Administration
Administrative Departments
Academic Departments
Technical Support
Website Support
Faculty Directory
Alumni
Alumni Portal
Alumni Association
Class Notes
Get Involved
Alumni Events
Alumni Resources
Give
Digest Magazine
Community
President's Podcast
Office of Campus and Community Partnerships
Community Wellness Initiative
Primary Care Innovation Fund
Events Calendar
Career Opportunities
Patient Services
For the Media
Connect With Us
More Information
Contact Us
Maps and Directions
Virtual Tour
Accreditation
HEOA Disclosures and Policies
Program Statistics
Title IX
Non-Discrimination
State Licensure Information
Financial Aid
Programs
Admissions Events
Philadelphia, PA
Suwanee, GA
Moultrie, GA
Contact Us
Terms of Use
Privacy Policy
Accessibility
Manage Cookies
©
2026 Philadelphia College of Osteopathic Medicine
©