Tenants :: Natural Hazards Commission Toka Tū Ake

Source: https://www.eqc.govt.nz/be-prepared/tenants

Archived: 2026-04-23 17:36

Tenants :: Natural Hazards Commission Toka Tū Ake
Storm and flood damage
If your property has been affected by recent flooding, storm or landslip damage, contact your private insurer. They'll help you with your natural hazards claim and what you need to do next.
For more information, go to
Cover for storm, flood and landslide damage
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Tenants
Take steps now to make your rental home safer so you and your family get back on track more quickly if a natural disaster happens.
What to check with your rental
Make sure you have private contents insurance and review your level of cover regularly.
Secure tall furniture and hot water cylinders.
Know what factors make some properties more at risk of damage and discuss any major concerns with your landlord or property manager.
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Talking to your landlord or property manager
Following 2021 changes to the Residential Tenancies Act your landlord should not refuse any changes that are minor. Read more.
Secure tall and heavy furniture
Tall and heavy furniture like bookshelves, drawers, TVs and whiteware can cause damage and injury if they fall during an earthquake.
Secure hot water cylinders
If your rental has a hot water cylinder, check that it’s secured with straps and timber blocks at the floor and against the walls.
Make sure your rental is strong
Find out what to check for when looking at how well your rental might stand up in a natural disaster.
Insure your contents
Make sure you have sufficient private insurance to cover the cost of damage to or loss of your possessions as these are not covered through EQCover.
Related information
Rights and responsibilities
Tenancy Services has information about what tenants and landlords need to do after a natural disaster.
Personal safety
If a disaster happened tomorrow, would you be ready? Civil Defence explains how to make a plan before an emergency happens.
Our natural hazards
New Zealand has many natural hazards. GNS Science helps us understand what these are and how we can increase our resilience.