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Archived: 2026-04-23 15:01
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UPDATES
NEWSLETTER ISSUE 3 FY 2025/26
The Perspective Magazine – Issue 003 – December 2025
ANNUAL REPORT FY2024/25
Licensing of Administrators (Amendment) Regulations, 2023
URBRA
PROTECTS YOUR RETIREMENT BENEFITS
Through its supervision role, URBRA identifies the related risks and lays strategies to mitigate them
Details
FREQUENTLY
ASKED QUESTIONS -
The URBRA (Assignment of Retirement Benefits for Mortgages and Loans) Regulations 2022
Details
HOW
TO FILE A COMPLAINT?
Get to know the procedure of filing a complaint.
Details
SCHEME
MEMBERS ARE NOW ABLE TO USE UP TO 50% SAVINGS TO SECURE HOUSING LOANS AND MORTGAGES
Details
ARE
YOU SELF EMPLOYED?
Start Saving as low as 2000/- with a scheme licensed by URBRA.
Details
Latest Information
News
New URBRA Board To Prioritise Inclusion of Informal Workers in Retirement Benefits Coverage
13/03/2026
News
RECORD GROWTH, SUSTAINABILITY CHALLENGE: UGANDA’S RETIREMENT SAVINGS HIT UGX30 TRILLION
10/03/2026
News
End Of the Aid Era? Africa Pension Funds Pledge to Finance Continent’s Future
09/02/2026
View More
Latest Publications
NEWSLETTER ISSUE 3 FY 2025/26
1.29 MB
1 file(s)
The Perspective Magazine - Issue 003 - December 2025
2.66 MB
1 file(s)
ANNUAL REPORT FY2024/25
4.07 MB
1 file(s)
NEWSLETTER ISSUE 2 FY 2025/26
7.43 MB
1 file(s)
Who we are
URBRA is an autonomous body established by virtue of section 2 of the Uganda Retirement Benefits Regulatory Authority Act 2011, Act No. 15 of 2011. It is responsible for regulating the establishment, management and operation of retirement benefits schemes in Uganda in both the private and public sectors. The Authority is responsible for supervising institutions which provide retirement benefits products and services.
URBRA is an oversight body and NOT a Retirement Benefits Scheme.
Read More ...
Save Now, Enjoy retirement with your family
Vision
An effective regulator of an inclusive, secure and sustainable Retirement Benefits Sector
Mission
To regulate, supervise and promote the development of a stable and effective Retirement Benefits Sector.
Core Values
Proficiency, Integrity, Innovation, Transparency, Accountability
Our Slogan: Protecting your Retirement Benefits
Retirement Benefits Schemes
Key Information
URBRA Act 2011
This act established URBRA to regulate the establishment, management and operation of retirement benefits schemes in Uganda in both the private and public sectors.
Service Providers
i. Administrators
ii. Fund Managers
iii.
Custodians
iv. Trustees
List of licensed schemes
i. Umbrella Schemes
ii. Occupational Schemes
iii. Mandatory Schemes
iv. Others
Participating employers
Employers registered under Umbrella Retirement Benefits Schemes
Schemes for Individual voluntary savings
Retirement Benefits Schemes with products open for the self employed, and informal sector workers
Scheme Members Rights
Members are entitled to certain rights under both statutory and common law of trusts.
Most Members of schemes do not know their rights.
Financial Disclosure for Schemes
All schemes should uphold the best practices of financial reporting and promote transparency and accuracy in reporting.
Frequently Asked Questions
Questions and Answers to common questions in regard to URBRA and the retirement benefits sector
Glossary
Alphabetical list of key terms relating to the Retirement benefits sector.
Key Retirement Benefits Sector Statistics
as of 30th June, 2025
Assets under Management
0
Trillion
Sector Coverage Ratio
0
%
Schemes for Individual voluntary savings
0
Custodians
0
Licensed Fund Managers
0
Licensed Administrators
0
Licensed Retirement Benefits Schemes
0
Got an Issue?
Submit a Complaint
Whistleblow
Provide Feedback
Useful Links
Ministry of Finance, Planning & Economic Development
Bank Of Uganda
Capital Markets Authority
Insurance Regulatory Authority
Ministry of Public Service
Uganda Revenue Authority
Frequently Asked Questions
Contact us
3rd – 6th Floor
Plot 1 Clement Hill Rd.
P.O. Box 7561, Kampala
Tel: +256 417 304 500
+256 312 324 500
+256 200 513 500
Email: urbra@urbra.go.ug
Our Location
Join Mailing List
Copyright © 2026 | All Rights Reserved. Uganda Retirement Benefits Regulatory Authority
Facebook
Twitter
Youtube
Instagram
SAVINGS CALCULATOR
RETIREMENT SAVINGS CALCULATOR
Current Age
Retirement Age
Years to Retire
Regular Contribution
No. of Contributions
Annual Contribution
Annual Interest Rate (%)
Amount at Retirement
Skip to content
Youtube
UPDATES
NEWSLETTER ISSUE 3 FY 2025/26
The Perspective Magazine – Issue 003 – December 2025
ANNUAL REPORT FY2024/25
Licensing of Administrators (Amendment) Regulations, 2023
URBRA
PROTECTS YOUR RETIREMENT BENEFITS
Through its supervision role, URBRA identifies the related risks and lays strategies to mitigate them
Details
FREQUENTLY
ASKED QUESTIONS -
The URBRA (Assignment of Retirement Benefits for Mortgages and Loans) Regulations 2022
Details
HOW
TO FILE A COMPLAINT?
Get to know the procedure of filing a complaint.
Details
SCHEME
MEMBERS ARE NOW ABLE TO USE UP TO 50% SAVINGS TO SECURE HOUSING LOANS AND MORTGAGES
Details
ARE
YOU SELF EMPLOYED?
Start Saving as low as 2000/- with a scheme licensed by URBRA.
Details
Latest Information
News
New URBRA Board To Prioritise Inclusion of Informal Workers in Retirement Benefits Coverage
13/03/2026
News
RECORD GROWTH, SUSTAINABILITY CHALLENGE: UGANDA’S RETIREMENT SAVINGS HIT UGX30 TRILLION
10/03/2026
News
End Of the Aid Era? Africa Pension Funds Pledge to Finance Continent’s Future
09/02/2026
View More
Latest Publications
NEWSLETTER ISSUE 3 FY 2025/26
1.29 MB
1 file(s)
The Perspective Magazine - Issue 003 - December 2025
2.66 MB
1 file(s)
ANNUAL REPORT FY2024/25
4.07 MB
1 file(s)
NEWSLETTER ISSUE 2 FY 2025/26
7.43 MB
1 file(s)
Who we are
URBRA is an autonomous body established by virtue of section 2 of the Uganda Retirement Benefits Regulatory Authority Act 2011, Act No. 15 of 2011. It is responsible for regulating the establishment, management and operation of retirement benefits schemes in Uganda in both the private and public sectors. The Authority is responsible for supervising institutions which provide retirement benefits products and services.
URBRA is an oversight body and NOT a Retirement Benefits Scheme.
Read More ...
Save Now, Enjoy retirement with your family
Vision
An effective regulator of an inclusive, secure and sustainable Retirement Benefits Sector
Mission
To regulate, supervise and promote the development of a stable and effective Retirement Benefits Sector.
Core Values
Proficiency, Integrity, Innovation, Transparency, Accountability
Our Slogan: Protecting your Retirement Benefits
Retirement Benefits Schemes
Key Information
URBRA Act 2011
This act established URBRA to regulate the establishment, management and operation of retirement benefits schemes in Uganda in both the private and public sectors.
Service Providers
i. Administrators
ii. Fund Managers
iii.
Custodians
iv. Trustees
List of licensed schemes
i. Umbrella Schemes
ii. Occupational Schemes
iii. Mandatory Schemes
iv. Others
Participating employers
Employers registered under Umbrella Retirement Benefits Schemes
Schemes for Individual voluntary savings
Retirement Benefits Schemes with products open for the self employed, and informal sector workers
Scheme Members Rights
Members are entitled to certain rights under both statutory and common law of trusts.
Most Members of schemes do not know their rights.
Financial Disclosure for Schemes
All schemes should uphold the best practices of financial reporting and promote transparency and accuracy in reporting.
Frequently Asked Questions
Questions and Answers to common questions in regard to URBRA and the retirement benefits sector
Glossary
Alphabetical list of key terms relating to the Retirement benefits sector.
Key Retirement Benefits Sector Statistics
as of 30th June, 2025
Assets under Management
0
Trillion
Sector Coverage Ratio
0
%
Schemes for Individual voluntary savings
0
Custodians
0
Licensed Fund Managers
0
Licensed Administrators
0
Licensed Retirement Benefits Schemes
0
Got an Issue?
Submit a Complaint
Whistleblow
Provide Feedback
Useful Links
Ministry of Finance, Planning & Economic Development
Bank Of Uganda
Capital Markets Authority
Insurance Regulatory Authority
Ministry of Public Service
Uganda Revenue Authority
Frequently Asked Questions
Contact us
3rd – 6th Floor
Plot 1 Clement Hill Rd.
P.O. Box 7561, Kampala
Tel: +256 417 304 500
+256 312 324 500
+256 200 513 500
Email: urbra@urbra.go.ug
Our Location
Join Mailing List
Copyright © 2026 | All Rights Reserved. Uganda Retirement Benefits Regulatory Authority
Youtube
SAVINGS CALCULATOR
RETIREMENT SAVINGS CALCULATOR
Current Age
Retirement Age
Years to Retire
Regular Contribution
No. of Contributions
Annual Contribution
Annual Interest Rate (%)
Amount at Retirement