Loans & Borrowing | RBFCU - Credit Union
Source: https://www.rbfcu.org/loans
Archived: 2026-04-23 17:11
Loans & Borrowing | RBFCU - Credit Union
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Schedule an Appointment
ATMs & Locations
Rates
Apply for a Loan
Open an Account
Sign In
Routing Number
314089681
Join
Search
Sign In
Find Your Next Car
Search New & Used Vehicles
Preferred Dealers
Loan Protection
GAP Plus
Mechanical Repair Coverage (MRC)
Credit Insurance
Home Loans & Realty
You found your dream home, now find financing that fits you
Mortgage Overview
Purchase
Refinance
Loan Options
Fixed-Rate
Adjustable-Rate
FHA & VA
Jumbo
New Construction
Land
100% Financing
100% Financing for Medical Professionals
First-Time Homebuyers
Home Equity/HELOC
Home Improvement
Homebuying & Selling Services
Realty Services
Title Insurance
Home Appraisal
Mortgage Retail Team
Retirement
Helping school employees plan for the future with confidence
Retirement Program Overview
Schedule an Appointment
403(b)
Roth 403(b)
457(b)
Roth 457(b)
RBFCU Freedom Retirement Plan
Enroll Online
Manage Your Account
Investments
Helping you invest in life's big moments
Investments Overview
Schedule an Appointment
Financial Advisors
Virtual Advisory Center
Investment Strategies
Financial Health Check
Wealth Management
Trust Services
Insurance
All the coverage you need in one place
Insurance Overview
Request a Quote
Homeowners Insurance
Auto Insurance
Personal Insurance
Business & Commercial Insurance
Health Care Plans & Insurance
Medicare Supplement Insurance Plans
Business
Earning your trust by serving your business
Business Overview
Business Loans
SBA Loans
Business Credit Card
Business Accounts
Business Checking
Business Services
Select Group Membership
Learn
Learn more, earn more, save more with RBFCU
Learn About Finances With RBFCU
Budgeting & Saving
Credit Scores & Credit Reports
Buying a Car & Vehicle Loans
Student Loans & Paying for College
Mortgage Loans & Homeownership
Investments & Financial Planning
Security & Fraud Center
Financial Education
Request a Financial Presentation
GreenPath Financial Wellness
Virtual Financial Coach
Financial Counseling & Education
Debt Management
Calculators
It's a Money Thing
Video Series
Junior Series - Ages 4-10
En Español
Seminars & Webinars
Youth Ambassador Program
FAQs
RBFCU Mobile
®
app
Download our app for a better mobile banking experience.
Get
Loans
With RBFCU’s loan options, you can do it all
As one of Texas’ most trusted financial institutions, you can count on RBFCU to help you find auto loans, personal loans, credit cards and more — with options and benefits that work for you. Whatever your financial goals are, we can provide
a loan for you.
Find the perfect vehicle
Partner with one of our
Preferred Dealers
to make your purchasing and financing experience seamless.
Refinance from another institution
Bring your loan to RBFCU
from another financial institution and start saving on interest, payments or modify the length of your loan.
Buy a vehicle
Apply online and get approved for
a low-rate auto loan
before shopping for a vehicle.
Find the right credit card
Expand your purchasing power or earn rewards for every dollar you spend.
Compare our low interest rate credit cards
and choose the option that fits you.
Find the loan that fits you
Whatever your situation, RBFCU has a loan that fits your needs. Our
personal loans
give you a variety of flexible financing options.
Flexibility while going to school
We’ve teamed up with Sallie Mae to provide
competitive student loans
that let you choose how and when to make your payments.
Skip-A-Pay
Special occasion or unexpected expense? Eligible members can defer eligible auto or personal loan payments for a month as a convenient way to maintain financial stability.
Pick-A-Pay
Eligible members can take advantage of this loan modification option to reduce their auto loan payments by extending the term of their current auto loan and slightly increasing the interest rate.
Additional coverage
You can also secure additional coverage and warranties for your vehicle maintenance and loan protection needs. These coverages are provided through RBFCU, so if you are interested in adding them, please click the link below or
contact RBFCU’s Consumer Lending Center
.
Credit insurance
Credit insurance
can help you make sure you’re covered if you can’t make payments because of unexpected illness or injury.
Mechanical repair coverage
The miles can add up, but the repair costs don't have to. Unexpected repairs can happen after your factory warranty expires.
MRC
can help you limit the cost of covered breakdowns.
Guaranteed Asset Protection (GAP) Plus
GAP Plus
may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe.
Why choose an RBFCU loan?
Competitive
loan rates
and flexible loan terms
Easy online and mobile applications
Convenient loan closing options: Online,
at a local branch
or a
Preferred Dealer
Looking to build your credit?
A
Credit Builder Loan from RBFCU
can help you build a financial foundation and get on the road to building credit.
The best way to build good credit
When it comes to financing your dreams, the right loan can help make it happen. Coach Lea is ready to provide guidance. She’s your Virtual Financial Coach from
GreenPath Financial Wellness
, offering personalized financial advice 24/7 on any smart phone or computer.
Through text-based conversation, you have anytime, anywhere access to empathetic, caring coaching to establish financial goals and identify actions you can take to reach them.
Loans Calculators
How much will my vehicle payments be?
+
-
Should I finance or pay cash for a vehicle?
+
-
How do my interest rate and payments affect my credit card balance?
+
-
How long will it take to pay off my credit card balance?
+
-
Car-Buying Resources
J.D. Power
CARFAX
Mechanical repair coverage
Credit insurance
GAP Plus
Loans FAQs
Do I have to be a member to get an auto loan with RBFCU?
+
-
To secure a loan with RBFCU,
membership
is required. If you would like to complete your loan application right away, then complete the membership application later, you may
access our non-member loan application
.
How will I know if I was approved for my loan?
+
-
A Consumer Lending Specialist will contact you within one business day of your application. You can also check your loan status by
signing in to your Online Banking account
or the
RBFCU Mobile app
.
Should I apply for a loan online or in a branch?
+
-
You may apply for a consumer loan or a mortgage loan wherever is most convenient for you. Applying online may be easier because you can ensure you have all the necessary information (paychecks, loan amounts, etc.) to process your loan request, rather than not having all the required materials while applying at the branch. To get started, visit our
Loans page
or
Home Loans page
.
For business loans (excluding business credit cards), call
210-945-3800
to schedule an appointment with a business loan officer to begin the process.
Are RBFCU's loan decisions made locally?
+
-
RBFCU loans are reviewed in-house at both our Austin and San Antonio headquarters.
How do I check my loan status?
+
-
For consumer loans, you can check your loan status by
signing in to your Online Banking account
or the
RBFCU Mobile app
. You can also call our Consumer Lending Center at
210-945-3300
, start a chat with a Member Service Representative in
your Online Banking account
, or
visit your nearest branch
.
For a mortgage or business loan, please communicate with your loan officer regarding your loan status.
Auto Loan
60 month
View Details
%
Auto Loan
72 month
View Details
%
VehicleVantage Auto Loan
72 month
View Details
%
Line of Credit
View Details
%
World Cash Back
Credit Card
View Details
%
Premier Rate
Credit Card
View Details
%
Signature Loan
60 month
View Details
%
Boat Loan
60 month
View Details
%
Motorcycle Loan
60 month
View Details
%
RV Loan
60 month
View Details
%
ATV, Personal Watercraft, UTV Loan
60 month
View Details
%
Specialized Collateral
View Details
%
More Rates
Auto Loans
Credit Cards
Mortgage Loans
Line of Credit
Loans subject to credit approval and rates subject to change. Some restrictions may apply.
Skip to main content
Schedule an Appointment
ATMs & Locations
Rates
Apply for a Loan
Open an Account
Sign In
Routing Number
314089681
Join
Search
Sign In
Find Your Next Car
Search New & Used Vehicles
Preferred Dealers
Loan Protection
GAP Plus
Mechanical Repair Coverage (MRC)
Credit Insurance
Home Loans & Realty
You found your dream home, now find financing that fits you
Mortgage Overview
Purchase
Refinance
Loan Options
Fixed-Rate
Adjustable-Rate
FHA & VA
Jumbo
New Construction
Land
100% Financing
100% Financing for Medical Professionals
First-Time Homebuyers
Home Equity/HELOC
Home Improvement
Homebuying & Selling Services
Realty Services
Title Insurance
Home Appraisal
Mortgage Retail Team
Retirement
Helping school employees plan for the future with confidence
Retirement Program Overview
Schedule an Appointment
403(b)
Roth 403(b)
457(b)
Roth 457(b)
RBFCU Freedom Retirement Plan
Enroll Online
Manage Your Account
Investments
Helping you invest in life's big moments
Investments Overview
Schedule an Appointment
Financial Advisors
Virtual Advisory Center
Investment Strategies
Financial Health Check
Wealth Management
Trust Services
Insurance
All the coverage you need in one place
Insurance Overview
Request a Quote
Homeowners Insurance
Auto Insurance
Personal Insurance
Business & Commercial Insurance
Health Care Plans & Insurance
Medicare Supplement Insurance Plans
Business
Earning your trust by serving your business
Business Overview
Business Loans
SBA Loans
Business Credit Card
Business Accounts
Business Checking
Business Services
Select Group Membership
Learn
Learn more, earn more, save more with RBFCU
Learn About Finances With RBFCU
Budgeting & Saving
Credit Scores & Credit Reports
Buying a Car & Vehicle Loans
Student Loans & Paying for College
Mortgage Loans & Homeownership
Investments & Financial Planning
Security & Fraud Center
Financial Education
Request a Financial Presentation
GreenPath Financial Wellness
Virtual Financial Coach
Financial Counseling & Education
Debt Management
Calculators
It's a Money Thing
Video Series
Junior Series - Ages 4-10
En Español
Seminars & Webinars
Youth Ambassador Program
FAQs
RBFCU Mobile
®
app
Download our app for a better mobile banking experience.
Get
Loans
With RBFCU’s loan options, you can do it all
As one of Texas’ most trusted financial institutions, you can count on RBFCU to help you find auto loans, personal loans, credit cards and more — with options and benefits that work for you. Whatever your financial goals are, we can provide
a loan for you.
Find the perfect vehicle
Partner with one of our
Preferred Dealers
to make your purchasing and financing experience seamless.
Refinance from another institution
Bring your loan to RBFCU
from another financial institution and start saving on interest, payments or modify the length of your loan.
Buy a vehicle
Apply online and get approved for
a low-rate auto loan
before shopping for a vehicle.
Find the right credit card
Expand your purchasing power or earn rewards for every dollar you spend.
Compare our low interest rate credit cards
and choose the option that fits you.
Find the loan that fits you
Whatever your situation, RBFCU has a loan that fits your needs. Our
personal loans
give you a variety of flexible financing options.
Flexibility while going to school
We’ve teamed up with Sallie Mae to provide
competitive student loans
that let you choose how and when to make your payments.
Skip-A-Pay
Special occasion or unexpected expense? Eligible members can defer eligible auto or personal loan payments for a month as a convenient way to maintain financial stability.
Pick-A-Pay
Eligible members can take advantage of this loan modification option to reduce their auto loan payments by extending the term of their current auto loan and slightly increasing the interest rate.
Additional coverage
You can also secure additional coverage and warranties for your vehicle maintenance and loan protection needs. These coverages are provided through RBFCU, so if you are interested in adding them, please click the link below or
contact RBFCU’s Consumer Lending Center
.
Credit insurance
Credit insurance
can help you make sure you’re covered if you can’t make payments because of unexpected illness or injury.
Mechanical repair coverage
The miles can add up, but the repair costs don't have to. Unexpected repairs can happen after your factory warranty expires.
MRC
can help you limit the cost of covered breakdowns.
Guaranteed Asset Protection (GAP) Plus
GAP Plus
may reduce or eliminate the gap between what your vehicle insurance will pay and what you owe.
Why choose an RBFCU loan?
Competitive
loan rates
and flexible loan terms
Easy online and mobile applications
Convenient loan closing options: Online,
at a local branch
or a
Preferred Dealer
Looking to build your credit?
A
Credit Builder Loan from RBFCU
can help you build a financial foundation and get on the road to building credit.
The best way to build good credit
When it comes to financing your dreams, the right loan can help make it happen. Coach Lea is ready to provide guidance. She’s your Virtual Financial Coach from
GreenPath Financial Wellness
, offering personalized financial advice 24/7 on any smart phone or computer.
Through text-based conversation, you have anytime, anywhere access to empathetic, caring coaching to establish financial goals and identify actions you can take to reach them.
Loans Calculators
How much will my vehicle payments be?
+
-
Should I finance or pay cash for a vehicle?
+
-
How do my interest rate and payments affect my credit card balance?
+
-
How long will it take to pay off my credit card balance?
+
-
Car-Buying Resources
J.D. Power
CARFAX
Mechanical repair coverage
Credit insurance
GAP Plus
Loans FAQs
Do I have to be a member to get an auto loan with RBFCU?
+
-
To secure a loan with RBFCU,
membership
is required. If you would like to complete your loan application right away, then complete the membership application later, you may
access our non-member loan application
.
How will I know if I was approved for my loan?
+
-
A Consumer Lending Specialist will contact you within one business day of your application. You can also check your loan status by
signing in to your Online Banking account
or the
RBFCU Mobile app
.
Should I apply for a loan online or in a branch?
+
-
You may apply for a consumer loan or a mortgage loan wherever is most convenient for you. Applying online may be easier because you can ensure you have all the necessary information (paychecks, loan amounts, etc.) to process your loan request, rather than not having all the required materials while applying at the branch. To get started, visit our
Loans page
or
Home Loans page
.
For business loans (excluding business credit cards), call
210-945-3800
to schedule an appointment with a business loan officer to begin the process.
Are RBFCU's loan decisions made locally?
+
-
RBFCU loans are reviewed in-house at both our Austin and San Antonio headquarters.
How do I check my loan status?
+
-
For consumer loans, you can check your loan status by
signing in to your Online Banking account
or the
RBFCU Mobile app
. You can also call our Consumer Lending Center at
210-945-3300
, start a chat with a Member Service Representative in
your Online Banking account
, or
visit your nearest branch
.
For a mortgage or business loan, please communicate with your loan officer regarding your loan status.
Auto Loan
60 month
View Details
%
Auto Loan
72 month
View Details
%
VehicleVantage Auto Loan
72 month
View Details
%
Line of Credit
View Details
%
World Cash Back
Credit Card
View Details
%
Premier Rate
Credit Card
View Details
%
Signature Loan
60 month
View Details
%
Boat Loan
60 month
View Details
%
Motorcycle Loan
60 month
View Details
%
RV Loan
60 month
View Details
%
ATV, Personal Watercraft, UTV Loan
60 month
View Details
%
Specialized Collateral
View Details
%
More Rates
Auto Loans
Credit Cards
Mortgage Loans
Line of Credit
Loans subject to credit approval and rates subject to change. Some restrictions may apply.