Types of Aid - Wingate University
Source: https://www.wingate.edu/admissions/financial-aid/types-of-aid
Archived: 2026-04-23 17:11
Types of Aid - Wingate University
Skip To Main Content
Types of Aid
Once you’ve been accepted to Wingate University and completed the
FAFSA
, the Office of Admissions will contact you with your estimated student financial aid offer. Here’s a breakdown of available aid types:
Grants and Scholarships
Loans
Work Study
Veteran's Educational Benefits
Tuition Exchange
Federal and State grants, as well as scholarships awarded by Wingate University, may be available to assist with your college expenses. Unlike loans, grants and scholarships don’t have to be repaid after you graduate.
Awarded to qualified students after they’re admitted to Wingate University, undergraduate academic scholarships are renewable for up to eight semesters.
WINGATE UNIVERSITY SCHOLARSHIPS
Undergraduate academic scholarships range in value based on applicant eligibility and scholarship type. Admissions staff review all eligible applicants for the following academic scholarships:
Academic Merit Scholarships
Irwin Belk Scholarships
Gateway Scholarships
Presidential Scholarships
Transfer Scholarships
Trustee Scholarships
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
A need based grant awarded to a student based on completion of the FAFSA. Pell Grants usually are awarded only to undergraduate students who have not earned a Bachelor’s or a Professional Degree.
Learn More
A need based grant awarded to a student based on completion of the FAFSA. FSEOG funding is awarded by the Financial Planning Office with priority given to Pell Grant recipients.
Learn More
Golden LEAF Scholarship Program
NC Need Based Scholarship
To be considered for this award, a student must be a NC resident, have financial need, and be a resident of a rural county.
Learn More
Created by the 2011 NC General Assembly, this is a need-based program for NC residents attending private institutions of higher education located in North Carolina. NCNBS is awarded to students based on completion of the FAFSA and meeting the
residency requirements
outlined by the State of North Carolina.
Learn More
Wingate University Academic Scholarships
Jerry E. McGee Scholarship
True Homes, LLC
Awarded to qualified students after they’re admitted to Wingate University, undergraduate academic scholarships are renewable for up to eight semesters. These scholarships range in value based on applicant eligibility and are awarded by the Office of Admissions once you have been admitted.
Named in honor of Wingate University’s ninth president, the Jerry E. McGee Scholarship provides financial assistance to eligible Wingate University students. Those eligible for the scholarship will be contacted directly to apply.
This $1,000 per year scholarship will benefit students in 25 Carolinas counties on top of any academic- or need-based grants. The True Homes Scholarship will be automatically applied to financial aid packages for new first-year and transfer undergraduate students beginning with the fall 2019 semester.
Wilma L. McCurdy Memorial Fund
Phi Theta Kappa Incentive Grant
Luther H. Butler Scholarship
Was established in 1970, when Ms. McCurdy created the scholarship specifically for worthy students who are permanent residents of Stanly County, North Carolina. To be considered for the scholarship, you must have a 2.0 minimum cumulative GPA and demonstrated financial need.
Apply
Was developed to help active members cover education costs if transferring to Wingate University. You will be required to complete an application form with the Office of Admissions and submit proof of PTK membership.
Learn More
The Luther H. Butler Scholarship is an external award for eligible North Carolina students attending select private universities, based on financial need and academic merit.
Learn More
Federal Direct Subsidized Loan
Federal Direct Unsubsidized Loan
Federal Direct PLUS Loan for Parents
Federal Direct Graduate PLUS Loan
Federal Loan Acceptance
These loans are available to eligible Undergraduate students who demonstrate financial need based on the results of the FAFSA. The federal government pays the interest on this loan type under certain conditions.
Learn More
These loans are available to Undergraduate and Graduate/Professional students with no requirement to demonstrate need. Wingate University determines how much you can borrow based the results of your FAFSA. You are responsible for paying the interest on this loan type during all periods.
Learn More
The parent of a dependent undergraduate student enrolled at least half-time, may be eligible to apply for a PLUS Loan to assist with their child’s educational expenses. Wingate University determines how much you can borrow based on the results of your FAFSA. Any parent interested in pursuing this option should review the
PLUS Loan Acceptance Form
for application instructions and next steps.
Learn More
Graduate/Professional students, enrolled at least half-time, may be eligible to apply for a PLUS Loan to assist with their educational expenses. Wingate University determines how much you can borrow based on the results of your FAFSA.
Learn More
Once the Financial Aid Office determines your loan eligibility, you will receive an aid notification showing the maximum amount of loans available to you. You will then log in to Workday, navigate to the Financials Hub, review your loan offers and accept or decline all or part of the loans offered.
N.C. Forgivable Education Loans
The Forgivable Education Loans for Service program was established to provide financial assistance to qualified students enrolled in an approved education program and committed to working in critical employment shortage professions in North Carolina. You can find eligible degree programs on the
College Foundation of North Carolina’s FELS page
.
As the name says, FELS offers loans, but you can have the loan forgiven if you follow the rules and obligations of your program. The FELS loans have different amounts, depending on your academic program.
Annual loan amounts are as follows:
Certificate or associate degree programs: $3,000
Bachelor’s degree programs: freshmen and sophomores $3,000
Bachelor’s degree programs: junior and senior: $7,000
Master’s degree programs: $10,000
Graduate certificate programs: $10,000
Doctoral degree programs: $14,000
Maximum aggregate loan limits are:
Certificate and/or associate degree programs: $6,000
Bachelor’s degree programs: $20,000
Master’s degree programs: $20,000
Graduate certificate programs: $20,000
Doctoral degree programs: $56,000
You must be a legal North Carolina resident and NC resident for tuition purposes to be eligible for the FELS program. You must also be willing to work in North Carolina in a designated critical employment shortage profession and maintain Satisfactory Academic Progress.
In addition, you must also meet these eligibility requirements:
You must register with the Selective Service System, if required.
You must not be in default or owe a refund under any federal or state loan or grant program
At the time of application, You must present a cumulative minimum grade point average (GPA) of:
3.00 for graduating high school students (weighted GPA)
2.80 for undergraduate students pursuing an associate or bachelor’s degree
3.20 for students pursuing a graduate or professional degree
Email is the official form of communication between the FELS Program and you. If you choose to apply for the program, keep your contact information up to date on the
SEAA Student Portal
. Visit the
FELS page
to apply online or to obtain more information about the FELS program.
Alternative Student Loan
Alternative student loan programs made available by private lenders help fill the gap between the financial aid you receive and the money you still need. You’re not required to use student loan programs provided by banks. But credit-worthy students or students with credit-worthy co-borrowers can borrow money through these programs.
Under federal law, Wingate University must certify your choice of lender and its guarantee agency. You can visit
FASTChoice
to review a list of lenders that our students have used in previous years and complete an application with the lender of your choice.
Work-study provides part-time employment for Wingate University students with financial need, enabling them to earn money to pay for their educational expenses.
Earnings from work-study positions go directly to the student via direct deposit; they are not automatically applied to the student’s account.
Student workers earn between $9-$10 an hour and are paid on the 10th of each month.
Students are not guaranteed a position on campus and are responsible for finding employment. All students are eligible to work on campus through either the Federal or Institutional Work-Study Program.
Each department on campus is responsible for the individual positions available in their department. You can contact departments directly, either in person or by phone, to ask about available positions.
Once you have a job offer, you will then receive an employment contract in WorkDay. If a student is an active worker, the job will be added to their profile once the student and manager both complete the contract. If a new or re-hire, the student will receive a notice from the Office of Student Employment to schedule an appointment to onboard. Please be aware that you cannot begin working on campus until you have completed the process in Workday and your supervisor has received approval for you to begin work.
Learn More
The U.S. Department of Veterans Affairs offers a number of education programs that help with tuition. Select programs also provide funding for housing and books. It’s important to know which benefits you are qualified to receive. You may be eligible for more than one program. In that case, you can choose the one that best matches your educational plans and life goals. The helpful
GI Bill® Comparison Tool
website is a quick way to see which one is the best match for you.
Chapter 30 Montgomery GI Bill®: The
MGIB program
provides up to 36 months of education assistance to help you earn a degree. Typically, you can claim MGIB benefits for up to 10 years after your release from active duty.
Chapter 1606 Selected Reserve: The
MGIB-SR program
may provide tuition assistance if you are a Selected Reserve member.
Chapter 35 Dependent Children:
Eligible dependents
of disabled or deceased veterans can receive up to 36 months of education benefits.
Chapter 33 Post 9/11 Veterans Educational Assistance Act of 2008:
The Post 9/11 GI Bill
®
provides educational assistance to qualified service members. You must have served for at least 90 days on or after Sep 11, 2001. If you were discharged with a service-connected disability after 30 days, you may also qualify. You must have received an honorable discharge. In some cases this benefit may be transferred to a dependent.
Wingate University participates in the
Yellow Ribbon Program
, which helps make private universities more affordable for veterans and their dependents. Our full-time students using the Post-9/11 G.I. Bill® are eligible for Yellow Ribbon grants in the spring semester. This funding is in addition to benefits for tuition, housing and textbooks.
Please email
Ms. Karen Elizabeth Smith
if you have questions about veterans’ benefits.
ABOUT TUITION EXCHANGE
Tuition exchange programs create scholarship and tuition remission opportunities for the children of current faculty and staff. It’s a significant benefit for the employees of Wingate University.
TUITION EXCHANGE OPTIONS
Wingate University offers three tuition exchange options. Explore each to see which may suit your family’s needs:
Council of Independent Colleges Tuition Exchange Program
NCICU Tuition Exchange Program
The Tuition Exchange, Inc
FIND WHAT FITS
To learn more about any of the tuition exchange programs we offer, stop by the Office of Student Financial Planning on the first floor of the Stegall Administration Building. Complete our
application
to apply for Tuition Exchange at Wingate.
Questions?
Financial Aid
finaid@wingate.edu
(704) 233-8209
Skip To Main Content
Types of Aid
Once you’ve been accepted to Wingate University and completed the
FAFSA
, the Office of Admissions will contact you with your estimated student financial aid offer. Here’s a breakdown of available aid types:
Grants and Scholarships
Loans
Work Study
Veteran's Educational Benefits
Tuition Exchange
Federal and State grants, as well as scholarships awarded by Wingate University, may be available to assist with your college expenses. Unlike loans, grants and scholarships don’t have to be repaid after you graduate.
Awarded to qualified students after they’re admitted to Wingate University, undergraduate academic scholarships are renewable for up to eight semesters.
WINGATE UNIVERSITY SCHOLARSHIPS
Undergraduate academic scholarships range in value based on applicant eligibility and scholarship type. Admissions staff review all eligible applicants for the following academic scholarships:
Academic Merit Scholarships
Irwin Belk Scholarships
Gateway Scholarships
Presidential Scholarships
Transfer Scholarships
Trustee Scholarships
Federal Pell Grant
Federal Supplemental Educational Opportunity Grant (FSEOG)
A need based grant awarded to a student based on completion of the FAFSA. Pell Grants usually are awarded only to undergraduate students who have not earned a Bachelor’s or a Professional Degree.
Learn More
A need based grant awarded to a student based on completion of the FAFSA. FSEOG funding is awarded by the Financial Planning Office with priority given to Pell Grant recipients.
Learn More
Golden LEAF Scholarship Program
NC Need Based Scholarship
To be considered for this award, a student must be a NC resident, have financial need, and be a resident of a rural county.
Learn More
Created by the 2011 NC General Assembly, this is a need-based program for NC residents attending private institutions of higher education located in North Carolina. NCNBS is awarded to students based on completion of the FAFSA and meeting the
residency requirements
outlined by the State of North Carolina.
Learn More
Wingate University Academic Scholarships
Jerry E. McGee Scholarship
True Homes, LLC
Awarded to qualified students after they’re admitted to Wingate University, undergraduate academic scholarships are renewable for up to eight semesters. These scholarships range in value based on applicant eligibility and are awarded by the Office of Admissions once you have been admitted.
Named in honor of Wingate University’s ninth president, the Jerry E. McGee Scholarship provides financial assistance to eligible Wingate University students. Those eligible for the scholarship will be contacted directly to apply.
This $1,000 per year scholarship will benefit students in 25 Carolinas counties on top of any academic- or need-based grants. The True Homes Scholarship will be automatically applied to financial aid packages for new first-year and transfer undergraduate students beginning with the fall 2019 semester.
Wilma L. McCurdy Memorial Fund
Phi Theta Kappa Incentive Grant
Luther H. Butler Scholarship
Was established in 1970, when Ms. McCurdy created the scholarship specifically for worthy students who are permanent residents of Stanly County, North Carolina. To be considered for the scholarship, you must have a 2.0 minimum cumulative GPA and demonstrated financial need.
Apply
Was developed to help active members cover education costs if transferring to Wingate University. You will be required to complete an application form with the Office of Admissions and submit proof of PTK membership.
Learn More
The Luther H. Butler Scholarship is an external award for eligible North Carolina students attending select private universities, based on financial need and academic merit.
Learn More
Federal Direct Subsidized Loan
Federal Direct Unsubsidized Loan
Federal Direct PLUS Loan for Parents
Federal Direct Graduate PLUS Loan
Federal Loan Acceptance
These loans are available to eligible Undergraduate students who demonstrate financial need based on the results of the FAFSA. The federal government pays the interest on this loan type under certain conditions.
Learn More
These loans are available to Undergraduate and Graduate/Professional students with no requirement to demonstrate need. Wingate University determines how much you can borrow based the results of your FAFSA. You are responsible for paying the interest on this loan type during all periods.
Learn More
The parent of a dependent undergraduate student enrolled at least half-time, may be eligible to apply for a PLUS Loan to assist with their child’s educational expenses. Wingate University determines how much you can borrow based on the results of your FAFSA. Any parent interested in pursuing this option should review the
PLUS Loan Acceptance Form
for application instructions and next steps.
Learn More
Graduate/Professional students, enrolled at least half-time, may be eligible to apply for a PLUS Loan to assist with their educational expenses. Wingate University determines how much you can borrow based on the results of your FAFSA.
Learn More
Once the Financial Aid Office determines your loan eligibility, you will receive an aid notification showing the maximum amount of loans available to you. You will then log in to Workday, navigate to the Financials Hub, review your loan offers and accept or decline all or part of the loans offered.
N.C. Forgivable Education Loans
The Forgivable Education Loans for Service program was established to provide financial assistance to qualified students enrolled in an approved education program and committed to working in critical employment shortage professions in North Carolina. You can find eligible degree programs on the
College Foundation of North Carolina’s FELS page
.
As the name says, FELS offers loans, but you can have the loan forgiven if you follow the rules and obligations of your program. The FELS loans have different amounts, depending on your academic program.
Annual loan amounts are as follows:
Certificate or associate degree programs: $3,000
Bachelor’s degree programs: freshmen and sophomores $3,000
Bachelor’s degree programs: junior and senior: $7,000
Master’s degree programs: $10,000
Graduate certificate programs: $10,000
Doctoral degree programs: $14,000
Maximum aggregate loan limits are:
Certificate and/or associate degree programs: $6,000
Bachelor’s degree programs: $20,000
Master’s degree programs: $20,000
Graduate certificate programs: $20,000
Doctoral degree programs: $56,000
You must be a legal North Carolina resident and NC resident for tuition purposes to be eligible for the FELS program. You must also be willing to work in North Carolina in a designated critical employment shortage profession and maintain Satisfactory Academic Progress.
In addition, you must also meet these eligibility requirements:
You must register with the Selective Service System, if required.
You must not be in default or owe a refund under any federal or state loan or grant program
At the time of application, You must present a cumulative minimum grade point average (GPA) of:
3.00 for graduating high school students (weighted GPA)
2.80 for undergraduate students pursuing an associate or bachelor’s degree
3.20 for students pursuing a graduate or professional degree
Email is the official form of communication between the FELS Program and you. If you choose to apply for the program, keep your contact information up to date on the
SEAA Student Portal
. Visit the
FELS page
to apply online or to obtain more information about the FELS program.
Alternative Student Loan
Alternative student loan programs made available by private lenders help fill the gap between the financial aid you receive and the money you still need. You’re not required to use student loan programs provided by banks. But credit-worthy students or students with credit-worthy co-borrowers can borrow money through these programs.
Under federal law, Wingate University must certify your choice of lender and its guarantee agency. You can visit
FASTChoice
to review a list of lenders that our students have used in previous years and complete an application with the lender of your choice.
Work-study provides part-time employment for Wingate University students with financial need, enabling them to earn money to pay for their educational expenses.
Earnings from work-study positions go directly to the student via direct deposit; they are not automatically applied to the student’s account.
Student workers earn between $9-$10 an hour and are paid on the 10th of each month.
Students are not guaranteed a position on campus and are responsible for finding employment. All students are eligible to work on campus through either the Federal or Institutional Work-Study Program.
Each department on campus is responsible for the individual positions available in their department. You can contact departments directly, either in person or by phone, to ask about available positions.
Once you have a job offer, you will then receive an employment contract in WorkDay. If a student is an active worker, the job will be added to their profile once the student and manager both complete the contract. If a new or re-hire, the student will receive a notice from the Office of Student Employment to schedule an appointment to onboard. Please be aware that you cannot begin working on campus until you have completed the process in Workday and your supervisor has received approval for you to begin work.
Learn More
The U.S. Department of Veterans Affairs offers a number of education programs that help with tuition. Select programs also provide funding for housing and books. It’s important to know which benefits you are qualified to receive. You may be eligible for more than one program. In that case, you can choose the one that best matches your educational plans and life goals. The helpful
GI Bill® Comparison Tool
website is a quick way to see which one is the best match for you.
Chapter 30 Montgomery GI Bill®: The
MGIB program
provides up to 36 months of education assistance to help you earn a degree. Typically, you can claim MGIB benefits for up to 10 years after your release from active duty.
Chapter 1606 Selected Reserve: The
MGIB-SR program
may provide tuition assistance if you are a Selected Reserve member.
Chapter 35 Dependent Children:
Eligible dependents
of disabled or deceased veterans can receive up to 36 months of education benefits.
Chapter 33 Post 9/11 Veterans Educational Assistance Act of 2008:
The Post 9/11 GI Bill
®
provides educational assistance to qualified service members. You must have served for at least 90 days on or after Sep 11, 2001. If you were discharged with a service-connected disability after 30 days, you may also qualify. You must have received an honorable discharge. In some cases this benefit may be transferred to a dependent.
Wingate University participates in the
Yellow Ribbon Program
, which helps make private universities more affordable for veterans and their dependents. Our full-time students using the Post-9/11 G.I. Bill® are eligible for Yellow Ribbon grants in the spring semester. This funding is in addition to benefits for tuition, housing and textbooks.
Please email
Ms. Karen Elizabeth Smith
if you have questions about veterans’ benefits.
ABOUT TUITION EXCHANGE
Tuition exchange programs create scholarship and tuition remission opportunities for the children of current faculty and staff. It’s a significant benefit for the employees of Wingate University.
TUITION EXCHANGE OPTIONS
Wingate University offers three tuition exchange options. Explore each to see which may suit your family’s needs:
Council of Independent Colleges Tuition Exchange Program
NCICU Tuition Exchange Program
The Tuition Exchange, Inc
FIND WHAT FITS
To learn more about any of the tuition exchange programs we offer, stop by the Office of Student Financial Planning on the first floor of the Stegall Administration Building. Complete our
application
to apply for Tuition Exchange at Wingate.
Questions?
Financial Aid
finaid@wingate.edu
(704) 233-8209