Credit Union Personal Banking - Checking, Savings | RBFCU

Credit Union Personal Banking - Checking, Savings | RBFCU
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RBFCU Mobile
®
app
Download our app for a better mobile banking experience.
Get
Banking at RBFCU
RBFCU is the credit union where you save time, save money and earn money!
All it takes is $1 deposited into a
savings account
and you can start building your financial home at RBFCU. Members love our
Really Free Checking Account
, tiered-dividend
Money Market accounts
and
savings and checking for business owners
. With more than 5,000 ways to
qualify for membership
, joining the
credit union is easy!
Open an account online
or
visit an RBFCU branch
.
Savings accounts
RBFCU offers options to help you meet your financial goals, including
savings accounts
that yield guaranteed dividends. You can expand your savings horizons with higher-yield
certificates
, tiered-dividend or traditional
Money Market accounts
, or
traditional or Roth IRAs
.
Checking account
RBFCU members enjoy a
Really Free Checking Account
with no monthly maintenance fees and no required minimum balance. Plus, you can get started right away with digital issuance of our
Freedom Debit Card
!
Business accounts
RBFCU empowers business owners with
business checking
and
savings accounts
. Plus, you have access to
RBFCU merchant services
, including
point-of-sale technology
,
payroll processing
and
website design
. You can also apply for a
business loan
to start or grow your business!
How do I open my account with RBFCU?
You can
complete your application online
if you are 18 or older. It typically takes less than 15 minutes.
To complete the qualification and account opening process, you’ll be required to:
Provide your address, contact information and Social Security number
Determine how you qualify for membership (There are plenty of ways to join!)
Verify your identity with a state-issued ID
Provide a credit or debit card to fund your new savings account with a minimum of $1
Please note: Members are required to open a
primary savings account
with a minimum deposit of $1, which must remain in the account at all times. A
checking account
can be opened with a zero balance.
You’re busy! RBFCU banking options make life easier.
RBFCU members always have banking services at their fingertips — safe and secure — through our
Online Banking
platform
and the
RBFCU Mobile app
.
Deposit checks
,
pay bills
or
transfer funds
through your mobile device or at home, and set payment card usage
Alerts
through our
Manage Cards
feature!
Banking FAQs
How do I qualify for membership with RBFCU?
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-
There are several ways to qualify for membership with RBFCU. Common ways to qualify for membership include your employer, place of worship, community organization, neighborhood or school. You may also qualify through immediate family members who are part of the credit union (spouse, children, parents, siblings, stepchildren, adopted relatives, etc.). You can
complete a short online application
to see if you qualify for membership.
If you are unable to qualify through any of the options listed above, you may
contact us
and our Member Service Specialists can help you determine if there are additional opportunities to qualify.
Why do I have to qualify for membership?
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-
Unlike banks that are open to anyone, laws require credit unions like RBFCU to have a defined field of membership, which means you have to be a member to access the products and services credit unions provide. There are a variety of ways to qualify based on where you work, live, worship or attend school. When you become a member of RBFCU, you take advantage of lower loan rates, higher dividends on deposits and lower fees.
What is RBFCU's checking account routing number?
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RBFCU's routing number is 314089681.
How does RBFCU pay checks and other transactions?
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Checks and debits are presented against your Account by posting transactions according to a processing schedule. For ACH and Electronic Check processing, credit transactions are posted first throughout the day followed by debit transactions, regardless of the dollar amount of the item.
How is a Money Market different from a savings account?
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A Money Market account typically earns a higher yield than a traditional savings account. Money Market accounts also usually require a higher minimum balance.
Really Free Checking
Savings Accounts
Business Accounts
Money Market Accounts
Membership eligibility is required. Programs subject to change; other restrictions may apply.
Photo ID required for all transactions at any RBFCU branch
.