Federal Loan Forgiveness Programs | Saybrook University

Federal Loan Forgiveness Programs | Saybrook University
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Federal Loan Forgiveness Programs
Federal Loan Forgiveness Programs
Completing a degree is an investment of time, effort, and of course, money.
In addition to grants and scholarships you may be eligible for, understanding your options when it comes to paying off student loans is critical.
One option that is available, depending if you are employed by a government or nonprofit organization after graduation, is to apply for the Federal Student Loan Forgiveness Program.* Loan forgiveness opportunities can help reduce or eliminate your federal student loan debt under specific conditions.
Below, you’ll find an overview of these programs and links for more detailed information.
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Public Service Loan Forgiveness (PSLF)
If you work for a government or a not-for-profit organization, you might qualify for loan forgiveness after making 120 qualifying monthly payments under a qualifying repayment plan.
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Teacher Loan Forgiveness
Teachers serving in low-income schools or educational agencies could be eligible for up to $17,500 in loan forgiveness on Direct Subsidized and Unsubsidized Loans and Subsidized and Unsubsidized Federal Stafford Loans.
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Perkins Loan Cancellation and Discharge
Certain teaching services, or other qualifying occupations and circumstances, can lead to a percentage of the Perkins Loan being canceled. This applies to individuals who have Federal Perkins Loans.
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Income-Driven Repayment Plans
If you’re repaying your loans under an income-driven repayment plan and make the requisite number of payments, you might be eligible for the remaining balance to be forgiven. Please visit the site below regularly to determine which Income Driven Repayment Play you may qualify for. Additionally, please contact your loan servicer for further information.
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Loan Discharge Due to Death or Disability
In the unfortunate event of the borrower’s death or total and permanent disability, federal student loans can be discharged.
Discharge due to Death
Discharge due to Disability
Additional Resources
For a comprehensive understanding of all federal student loan forgiveness, cancellation, and discharge programs, please visit the
official Federal Student Aid website
. Additionally, please contact your loan servicer to guide you through the viable options of loan forgiveness.
*Saybrook University takes great care providing information regarding Federal Student Loan Forgiveness Programs to our students and alumni. It’s important to note that the administration and management of these programs do not fall under our purview. Our primary objective with this page is to offer comprehensive information for your reference. All questions should be directed to the U.S. Department of Education via www.ed.gov.
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