Learn About Credit Scores & Credit Reports | RBFCU - Credit Union

Learn About Credit Scores & Credit Reports | RBFCU - Credit Union
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Credit Scores & Credit Reports
Credit Scores & Credit Reports Resource Articles
All About Credit Scores
Three Important Questions Answered
What is a credit score?, Why do I have a credit score?, and How is my credit score calculated?
Watch the videos
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Breakdown of a Credit Score
You’ve likely heard about credit scores before, but what do you actually know about them? Here’s everything you should learn.
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→
Credit Score Myths Debunked
You may have heard some of these myths about credit scores. Plus, watch a video with seven easy ways to boost your score!
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→
Virtual Financial Coaching
Coach Lea can help 24/7 with actionable advice to improve your credit score, move forward after a credit decline, pay down debt and build healthy financial habits.
AnnualCreditReport.com
Get a free copy of your credit report every 12 months from each reporting company, from the only website directed by federal law to provide them.
Credit Card Calculators
Use RBFCU’s helpful financial calculators to determine how long it will take to pay off debt, which credit card is best for you and more.
How to Build & Use Credit
Take the next step in your credit journey, and learn more about building your credit and using it responsibly.
Learn How to Read Important Credit Documents
How to Read Your Credit Report
If you know what to look for, your
credit report can be a powerful tool
in boosting your credit score and
protecting you against identity theft.
How to Interpret Your Credit Score
A credit score is a number used by financial institutions and credit card companies to determine risk level when issuing you a loan or a credit card. What does your credit score say about you? Here’s how to break it down.
How to Read Your Monthly Credit Card Statement
Reviewing your
monthly statement is
an important part of
managing your finances.
It allows you to spot any
errors or signs of identity
theft, and provides a
spending track record
that comes in handy
when planning a budget.
Credit Cards
How to Build & Use Credit
Credit Builder Loan
Learn About Finances
Information in these articles is general in nature and for your consideration, not as financial advice. Please contact your own financial professionals regarding your specific needs before taking any action based upon this information.