Flood Mitigation Assistance Program | Florida Disaster

Flood Mitigation Assistance Program | Florida Disaster
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Mitigation
Flood Mitigation Assistance Program
Flood Mitigation Assistance Program
Flood Mitigation Assistance Program
The Flood Mitigation Assistance Program is funded by FEMA and administered through a partnership with the Florida Division of Emergency Management (FDEM). FDEM has the authority and responsibility for developing and maintaining a State Hazard Mitigation Plan, reviewing Flood Mitigation Assistance Program subapplications, recommending technically feasible and cost-effective subapplications to FEMA and providing pass-thru funding for FEMA-approved and awarded project grants to eligible subapplicants.
Ahead of the anticipated Fiscal Year (FY) 2025 Application Period for the Flood Mitigation Assistance (FMA) program, the Florida Division of Emergency Management Mitigation Bureau is
requiring
the submittal of the attached Notice of Interest (NOI) Form. All subapplicants interested in submitting a subapplication for FMA
must
complete the NOI Form and submit it to the Non-Disaster Programs’ email,
non-disasterprograms@em.myflorida.com
, by
5 PM EDT on August 29, 2025
Please note, you may submit your NOI form as soon as it is complete. Forms will be reviewed in the order they are received. The goal of the form is to help determine project eligibility and provide feedback for potential subapplications to reduce review time later. Submitting the NOI as early as possible will allow for more time to develop a complete subapplication.
More information about the FY 2025 FMA application period will be communicated following the release of the FEMA Notice of Funding Opportunity (NOFO).
Flood Mitigation Assistance Application Resources
Notice of Interest
FY 2025 Notice of Interest Form
Application
FDEM FY 2024 Flood Mitigation Assistance Application Period Announcement
FY 2024 FMA Notice of Funding Opportunity (NOFO)
FY 2024 FMA Notice of Funding Opportunity Fact Sheet
FEMA GO Registration Guidance
FEMA GO Startup Guide
FEMA GO Subapplication Development Guide
FY 2022 FMA and BRIC
Statewide
Webinar Presentation
FY 2022 FMA and BRIC Webinar Minutes
FEMA GO Plan Subapplication
FEMA GO Project Scoping Subapplication
FEMA GO Project Subapplication
FMA HMA Cost Estimation Webinar Presentation
Project Worksheets
Acquistion-Elevation
Drought
Flood Control-Drainage Improvement
Generator
Hurricane Safe Room
Tornado Safe Room
Utility Mitigation
Wildfire
Wind Retrofit
Environmental & Historic Preservation
Environmental and Historic Preservation General Subapplication Guidance
For Acquisition Projects
Acquisition Worksheet
Declaration and Release
Duplication of Benefits Disclosure
FEMA Model Statement of Assurances for Property Acquisition Projects
FEMA Model Deed Restriction
Minimum Programmatic Subapplication Requirements for Property Acquisition Projects
Notice of Voluntary Interest - Sample - Single Site Version
Notice of Voluntary Interest - Sample - Town Hall Version
Statement of Voluntary Participation Form
For Elevation Projects
Duplication of Benefits Disclosure
Minimum Programmatic Subapplication Requirements for Structure Elevation Projects
Model Acknowledgement of Conditions For Mitigation of Property in a Special Flood Hazard Area With FEMA Grant Funds
Notice of Voluntary Interest Sample
For Mitigation Reconstruction Projects
Duplication of Benefits Disclosure
Minimum Programmatic Subapplication Requirements for Mitigation Reconstruction Projects
Model Acknowledgement of Conditions For Mitigation of Property in a Special Flood Hazard Area With FEMA Grant Funds
Notice of Voluntary Interest Sample
Eligible Subapplicants
Eligible Subapplicants are:
State Agencies
Federally-Recognized Tribes
Local Governments/Communities
Federally-recognized Native American Tribal Governments
Local governments may include non-federally recognized tribes or, consistent with the definition of local government in 42 U.S.C. § 5122(8), may include any tribe, authorized tribal organization, or Alaska Native village or organization that is not federally recognized according to 25 U.S.C. § 479(a) et seq.
Owners of structures, residential or non-residential, that have been previously flooded and desire to have their structure mitigated should consult with their local or Native American Tribal government about submitting an application on their behalf for grant funds. Applications must be submitted by an eligible subapplicant.
Eligible Project Activities:
Eligible mitigation projects include:
Property Acquisition and Structure Demolition or Relocation
Structure Elevation
Mitigation Reconstruction
Dry Floodproofing
Localized/Non-localized Flood Control Projects
Structural Retrofitting and Non-structural Retrofitting of Existing Buildings and Facilities
Infrastructure Retrofit
Soil Stabilization
Community Flood Mitigation Projects
Project Scoping
Flood Mitigation Plans
The activities above, although eligible, must also meet the following minimum criteria in order to be considered for funding:
Be cost-effective
A project must be cost-effective and substantially reduce the risk of future damage, hardship, loss or suffering resulting from a major disaster. This requirement is satisfied by performing an analysis to determine whether the benefits to be gained are at least equal to or greater than the cost of the project.
Be technically feasible
The project must use flood resistant design and construction methods and flood resistant materials that are accepted by the design and construction industry, as well as the Federal Emergency Management Agency. Also, a clear description of the proposed methods should be provided in the application's scope of work.
Located in or benefits an NFIP-compliant community
An eligible project must be physically located in a participating NFIP community that is not on probation, suspended or withdrawn from the NFIP, and the project must benefit such a community directly by reducing future flood damages.
Conforms to the State's Administrative Plan
All subapplicants must have a FEMA-approved and locally adopted mitigation plan by the application deadline and at the time of obligation of grant funds.
Complies with environmental laws, regulations and executive orders.
Comply with
Executive Order 11988
(Title 44, CFR, Part 9 - Floodplain Management and Protection of Wetlands), Environmental Considerations and the National Environmental Policy Act [NEPA] (Title 44, CFR , Part 10).
Be in conformance with the minimum floodplain management regulations of the NFIP (
Title 44, CFR, Sections 59 and 60.3
) and the local government's Community Rating System Program, if applicable.
Benefit Cost Analysis
The traditional FEMA-approved software-based BCA Flood Modules to determine the cost effectiveness of a project must be used. Subapplicants must use a FEMA approved methodology to perform a BCA. Only project subapplications that demonstrate cost-effectiveness through a benefit cost ratio of 1.0 or greater will be considered. The BCA must be attached to the subapplicant's application. The FEMA approved BCA Toolkit, which includes the Flood Modules, may be downloaded at no cost at
. The BCA Helpline may be contacted by telephone (855-540-6744) or via e-mail (
bchelpline@fema.dhs.gov
).
BCA Toolkit
FEMA Policy Aid for Streamlined Approaches to the Benefit-Cost Analysis of Hazard Mitigation Assistance (HMA) Projects
BCA Resources and Support
FMA Funding
As appropriated by the Consolidated Appropriations Act, the Flood Mitigation Assistance (FMA) Grant Program provides resources to assist states, tribal governments, territories and local communities in their efforts to reduce or eliminate the risk of repetitive flood damage to buildings and structures insurable under the National Flood Insurance Program (NFIP) as authorized by the National Flood Insurance Act of 1968, as amended.
Applicants and Subapplicants must have a FEMA approved mitigation plan as of the application deadline in order to apply for mitigation projects in accordance with Title 44 CFR Part 201.
Cost-Share Requirements
Programs
Mitigation Activity
(Percent of
Federal/Non-Federal
Share)
FMA - insured properties and planning
grants
75/25
FMA - repetitive loss property
Insured property with at least 2 flood claims where the repairs equaled or exceeded 25% of the market value of the structure at the time of the flood event.
At the time of the second occurrence, the flood insurance contract must include increased cost of compliance coverage.
90/10
FMA - severe repetitive loss property
Insured property with flood history of 4 or more separate claims of $5,000 each with cumulative total exceeding $20,000 or
At least 2 claim payments where the cumulative amount of 2 claims exceeds the market value of the structure.
100/0
Resources
FEMA has developed resources to assist subapplicants with project and planning subapplications. The resources can be found on the
Hazard Mitigation Assistance Grants
web page.
Publications and tools for the FMA program can be found in the links below:
HMA Document Library
FMA Program Support Materials
FEMA’s 2024 Hazard Mitigation Assistance Program and Policy Guide
National Flood Insurance Program (NFIP)
Contact
State of Florida
Division of Emergency Management
Flood Mitigation Assistance Program
2555 Shumard Oak Boulevard
Tallahassee, Florida 32399-2100
non-disasterprograms@em.myflorida.com
Resources
Flood Help Desk
(850) 815-4556
Resources
Mitigation Publications
DEM Library
Disasters
Previous Disasters
Other information sources
National Flood Insurance Program
Association of State Floodplain Managers
Florida Floodplain Managers Association
Community Status Report
Florida Division of Emergency Management
2489 Shumard Oak Blvd, Tallahassee, FL 32311
For Florida Relay Service:
Dial 711 (TDD/TTY)
Weather Outlook
Thursday, April 23, 2026
... Elevated Wildfire Conditions Persist Statewide with Critically Low Relative Humidities and Ongoing Drought... Winds Gusting Upwards of 20-25 mph Along the I-95 Corridor this Afternoon... Isolated Shower or Storm Possible Across the Northern Panhandle and South-Central Florida... Highs in the 70s and 80s; Lows in the 50s and 60s... Patchy Fog Possible Across the Panhandle Tonight... Moderate to High Risk for Rip Currents for all Panhandle and East Coast Beaches...
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