NJDOBI | Division of Insurance
Governor Mikie Sherrill
Lt. Governor Dr. Dale G. Caldwell
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The
National Association of Insurance Commissioners
(NAIC) is the organization of insurance regulators from the 50 states, the District of Columbia and U.S. territories.
More information about
New Jersey and the NAIC...
Division of Insurance
Division of Insurance
The Division of Insurance is comprised of units which are charged with the licensing and oversight of the various types of insurance regulated by the State of New Jersey.
The Division of Insurance issues licenses to insurance companies, producers and other risk-assuming entities, reviews insurance products and rates for compliance with existing regulations, and monitors the financial solvency of licensees to ensure product availability in the marketplace.
The Division also responds to consumer concerns and inquiries and endeavors to educate consumers regarding insurance products and issues.
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Education requirements - initial and continuing,
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Checklist of P&C requirements
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Financial Solvency Regulation
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Annual Financial Statements of Domestic Health Insurers
Health Service Corporation Information Statement Pursuant to N.J.S.A. 17:48E-3h
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Commissioner's Annual Statistical Report
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Automobile Insurance
Consumer issues and information
Auto Insurance Buyers' Guide
POLICIES EFFECTIVE 01/01/2026
(Text Version for Download - MS Word)
Auto Insurance Buyers' Guide
POLICIES EFFECTIVE 01/01/2023
(Text Version for Download - MS Word)
Auto Insurance Buyers' Guide
POLICIES IN EFFECT UNTIL 12/31/2022
(Text Version for Download - MS Word)
Commercial PPA Edition - Auto Insurance Buyers' Guide
POLICIES EFFECTIVE 01/01/2026
(Text Version for Download - MS Word)
Commercial PPA Edition - Auto Insurance Buyers' Guide
POLICIES EFFECTIVE 01/01/2023
(Text Version for Download - MS Word)
Commercial PPA Edition - Auto Insurance Buyers' Guide
POLICIES IN EFFECT UNTIL 12/31/2022
(Text Version for Download - MS Word)
Insurance ID Card Rule text
(PDF)
Personal Injury Protection (PIP) Information
(Arbitration, Medical Fee Schedules, Care Paths, etc.)
Other Resources
Unsatisfied Claim and Judgment Fund
(part of
NJ Guaranty Association
Uninsured Employer's Fund
NJ Automobile Insurance Risk Exchange
(NJ AIRE)
NJ Compensation Rating & Inspection Bureau
(Establishes and maintains rules, regulations and premium rates for workers compensation and employers liability insurance)
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a state law that was enacted to give the public greater access to government
records maintained by public agencies in New Jersey.
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State of New Jersey
New Jersey Department of Banking and Insurance