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Wake Forest University offers:
Aflac Plans:
Accident, specified health event, and cancer plans
New York Life Plans:
Life, dependent life, and accidental death and dismemberment (AD&D) insurance
Unum:
Voluntary Whole Life Insurance Plan, Long Term Care Rider
Genworth
: Long-term care insurance
(this plan is not open for new enrollments)
Aflac Plans
Accident Plan
Benefits are payable for a covered person’s death, dismemberment, or injury caused by a covered on- or off-the-job accident.
Specified Health Event Plan
This plan pays a first-occurrence benefit, hospital confinement benefits, and continuing care benefits for heart attack, coronary artery bypass surgery, stroke, end-stage renal failure, major human organ transplant, major third degree burns, coma, and paralysis.
Cancer Plan
This plan may defray cost expenses not covered by your medical plan, including deductibles, out-of-network specialists, experimental cancer treatment, and ambulance, transportation, and lodging benefits.
Enrolling or Making Changes
New Hires
Newly hired faculty and staff may enroll in an Aflac Plan(s) by calling (336) 991-4590 or visiting the
Aflac
website (Plan Number: HK989) within the 30 day new hire period.
Throughout the Year
Following a qualifying event, faculty and staff may enroll in an Aflac Plan(s) by calling (336) 991-4590 or visiting the
Aflac
website (Plan Number: HK989).
Resources
Aflac Website
Premiums
New York Life Plans
Life Insurance
Wake Forest provides the following basic coverage:
If salary is less than $50,000: 1.5x salary rounded to next highest thousand, up to $50,000
If salary is $50,000 or more: 1x salary rounded to next highest thousand, up to $100,000
Additionally, you may elect one to five times your salary in voluntary coverage, up to $500,000.
Dependent Life Insurance
The voluntary dependent life insurance plan is a group term life plan that covers a spouse and/or dependent child(ren) in the event of their death. You may choose $10,000 or $25,000 coverage for your spouse and/or $5,000 or $10,000 for your child(ren).
AD&D Insurance
If your death is ruled accidental, the value of your basic life insurance policy is doubled. You may also elect up to 10 times your annual salary in voluntary AD&D insurance, up to $500,000, in $10,000 increments.
Enrolling or Making Changes
Life Insurance
New Hires:
If you are a full-time faculty or staff member, you are automatically enrolled for basic life insurance on the first of the month following your date of hire.
You will have 30 days to elect additional voluntary coverage without providing a Medical History Statement* by completing enrollment in
Workday
*Coverage may be the lesser of three times your base salary, or $400,000, without a Medical History Statement.
Throughout the Year:
Log into
Workday
to elect coverage throughout the year.
Email
to request the required Medical History Statement; complete and submit this form to New York Life.
If the insurer approves your coverage, Human Resources will set up your payroll deduction.
Dependent Life Insurance
New Hires:
Elect voluntary life insurance for yourself, as this is required before electing dependent life insurance.
You will have 30 days to elect coverage without providing a Medical History Statement by completing enrollment in
Workday
Throughout the Year:
Elect voluntary life insurance for yourself, as this is required before electing dependent life insurance.
Log into
Workday
to elect coverage throughout the year.
Email
to request the required Medical History Statement; complete and submit this form to New York Life.
If the insurer approves your coverage, Human Resources will set up your payroll deduction.
AD&D Insurance
New Hires:
If you are a full-time faculty or staff member, you are automatically enrolled for basic AD&D insurance on the first of the month following your date of hire.
You may elect additional voluntary coverage by completing enrollment in
Workday
Throughout the Year:
Log into
Workday
to elect coverage throughout the year.
Resources
New York Life Website
New York Life Insurance Portability Form
New York Life Conversion Form
Premiums
Life Insurance
Summary Plan Description
AD&D Insurance
Summary Plan Description
Unum Whole Life Insurance
Benefits
The cost will not increase with age.
The benefit coverage amount does not change.
The policy earns interest or a cash value at a guaranteed rate of 4.5%
You may borrow from the cash value.
It has a living benefit that allows an early payout of the death benefit, if certain criteria are met.
You may be able to use the death benefit to pay for long-term care.
Coverage Options
Faculty and staff can purchase $10,000, $25,000, $50,000, or $75,000 of coverage for oneself.
Spousal individual coverage, ages 15 – 80, $10,000, $25,000, $50,000, or $75,000, even if you do not purchase coverage for oneself.
Child(ren) or grandchild(ren) individual coverage $10,000 or $25,000, even if you do not purchase coverage for oneself.
Enrolling or Making Changes
New Hires
Newly hired faculty and staff may enroll in Unum Plans by logging into
Workday
, clicking the Menu icon, clicking Benefits and Pay, and under Suggested Links, clicking Unum Voluntary Benefits Enrollment.
Throughout the Year
Following a qualifying event, faculty and staff may enroll in Unum Plans by logging into
Workday
, clicking the Menu icon, clicking Benefits and Pay, and under Suggested Links, clicking Unum Voluntary Benefits Enrollment.
Questions
Employees can call Unum at (800) 635-5597 for more information about Whole Life Insurance.
Resources
Unum- Whole Life Flyer
The Value of Whole Life Flyer
How To File Unum Claim Flyer
Genworth Plan
Important Change Notification:
Genworth Group Long-Term Care Insurance Discontinuation of New and Additional Coverage
Effective November 1, 2024, Genworth Life Insurance Company will discontinue offering new and additional coverage under the Wake Forest University’s Group Long-Term Care Insurance Policy (Policy #17295).
For current policyholders, coverage will continue in accordance with the Continuation Coverage provision in the certificate, as long as premiums are paid on time, subject to the “Premiums and Renewal” section of the certificate. See
Frequently Asked Questions
. For questions, contact Genworth by email at
or call 800.870.0877.
2026 Benefits Guidebook
The 2026 Benefits Guidebook for Faculty and Staff outlines benefits specific to the Jan. 1 through Dec. 31, 2026, plan year. The information included in the guidebook is intended as a benefit summary only.
View the benefits guidebook
Wake Forest University Human Resources
P.O. Box 7424
Winston-Salem
NC 27109
u'">a
P 336.758.4700 |  F 336.758.6127
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