UNC Code Section 403(b) Plan | Human Resources
Benefits & Leave
Retirement Benefits
UNC Code Section 403(b) Plan
UNC Code Section 403(b) Program
The University of North Carolina sponsors a system-wide voluntary 403(b) retirement program.
TIAA is the only vendor approved to manage the UNC retirement plans’ investment products.
You can also learn more about TIAA by watching the “
Why TIAA
” short video.
Please note:
An aggregation of 403(b) and State of North Carolina 401(k) plan contributions must be made if you participate in more than one supplemental plan during a calendar year. For example, if you contribute to the State 401(k) plan in addition to the 403(b) plan, the combined amount of the contribution to both plans cannot exceed the elective deferral plan limit each year. The age 50 catch-up is also a combined amount between these supplemental programs. Contributions to a 457(b) deferred compensation plan are not aggregated with 403(b) or 401(k) plan limits.
403(b) Program Information
Enrollment Process
Complete the Salary Reduction Agreement Form (SRA)
, online on the *UNC Empyrean (COMPASS) platform:
UNC Empyrean (COMPASS) platform
Remember, you must submit/save the completed SRA on the Empyrean (COMPASS) platform before any contributions can be accepted into your account.
*Part-time and temporary employees should reach out to their HR Benefits Office for a paper SRA form, as well as those who wish to make a one-time deduction.
You can enroll in the program and select investments through
TIAA
TIAA
(select your institution and then ENROLL NOW)
Enrollment Form
UNC Empyrean (COMPASS) platform
Booklets
Email Subscribe All
Booklets
2026 Supplemental Retirement Brochure
2026 Guide to Investing
UNC-2026-403b-Plan-Summary
TIAA UNC Enrollment Guide
TIAA UNC Pocket Brochure
Investment Performance
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Investment Performance
Quarter Ending 12-31-2025
Quarter Ending 09-30-2025
Quarter Ending 06-30-2025
Quarter Ending 03-31-2025
Quarter Ending 12-31-2024
Quarter Ending 09-30-2024
Quarter Ending 06-30-2024
Quarter Ending 03-31-2024
Quarter Ending 12-31-2023
Important Notices
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Important Notices
UNC Fund Notice 02-2026
UNC Fund Notice 01-2026
UNC 403(b) Salary Reduction and 457(b) Salary Deferral Elections Notice
TIAA SECURE 2.0 Provision 603 Roth Letter
UNC SECURE 2.0 Provision 603 Roth Notice
UNC Fund Notice 11-2025
UNC Fund Notice 02-2025
UNC-Supplemental Retirement Plan Memo 01-2025
UNC Target Date Model Portfolio Letter 01-2025
UNC Target Date Model Transition Guide 10-2024
RMD Impact on UNC Retirement Plans 2024
UNC Fund Notice 06-2024
Plan and Legal Documents
Email Subscribe All
Plan and Legal Documents
UNC 403(b) Plan - Restated as of January 1, 2025
Universal Availability Notices
Email Subscribe All
Universal Availability Notices
Universal Availability Notice 2026
Universal Availability Notice 2025
Universal Availability Notice 2024
Universal Availability Notice 2023
Universal Availability Notice 2022
Universal Availability Notice 2021
Universal Availability Notice 2020
403(b) Archival Information
Transition Documents 2014
Email Subscribe All
403(b)-Archive-Transition Guides
Transition Guide
Transition Guide-Appendix-Fund Mapping-2014
Transition Guide Addendum – Fidelity Model Portfolios
Transition Guide Fund Mapping Appexdix – Core Fund Line-up
Transition Guide Fund Mapping Appendix – All Funds
Investment Performance
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403(b)-Archive Performance
Quarter Ending 09-30-2023
Quarter Ending 06-30-2023
Quarter Ending 03-31-2023
Quarter Ending 12-31-2022
Quarter Ending 09-30-2022
Quarter Ending 06-30-2022
Quarter Ending 03-31-2022
Quarter Ending 12-31-2021
Quarter Ending 09-30-2021
Quarter Ending 06-30-2021
Quarter Ending 03-31-2021
Quarter Ending 12-31-2020
Quarter Ending 09-30-2020
Quarter Ending 06-30-2020
Quarter Ending 03-31-2020
Quarter Ending 12-31-2019
Quarter Ending 09-30-2019
Quarter Ending 06-30-2019
Quarter Ending 03-31-2019
Quarter Ending 12-31-2018
Quarter Ending 09-30-2018
Quarter Ending 06-30-2018
Quarter Ending 03-31-2018
Quarter Ending 12-31-2017
Quarter Ending 09-30-2017
Quarter Ending 06-30-2017
Quarter Ending 03-31-2017
Quarter Ending 12-31-2016
Quarter Ending 09-30-2016
Quarter Ending 06-30-2016
Quarter Ending 03-31-2016
Quarter Ending 12-31-2015
Quarter Ending 09-30-2015
Quarter Ending 06-30-2015
Quarter Ending 03-31-2015
Quarter Ending 12-31-2014
Quarter Ending 09-30-2014
Quarter Ending 06-30-2014
Quarter Ending 03-31-2014
Quarter Ending 12-31-2013
Quarter Ending 09-30-2013
Quarter Ending 06-30-2013
Quarter Ending 03-31-2013
Quarter Ending 12-31-2012
Quarter Ending 09-30-2012
Quarter Ending 06-30-2012
Quarter Ending 03-31-2012
Important Notices
Email Subscribe All
403(b)-Archive Fund Notices
UNC Retirement Plans - Single Recordkeeper Tranisiton Gudie 01-2024
UNC Retirement Plans -Blackout Notice 01-2024
Secure 2.0 Impact on UNC Retirement Plans 10-2023
UNC-Retirement Plan RFP Award Notice 08-2023
UNC Retirement Plan RFP Notice 04-2023
UNC Fund Notice 07-2022
UNC Fund Notice 02-2022
UNC Loan Change Notice 12-2020
UNC Fund Notice - 11-2020
CARES Act Update 08-2020
UNC Fund Change Notice 07-2020
UNC Fund Change Notice 02-2020
CARES Act Impact on UNC Retirement Plans 04-2020
RMD Impact on UNC Retirement Plans 2020
RMD Impact on UNC Retirement Plans 2019
UNC 403(b) Fund Notice 05-2018
UNC 403(b) Fund Notice 09-2017
UNC 403(b) Fund Notice 11-2016
UNC 403(b) Fund Notice 01-2016
UNC 403(b) Fund Notice 06-2015
UNC Fund Notice 08-2023
UNC 403(b) Fund Notice 2015
UNC 403(b) Fund Notice 2014
UNC 403(b) Fund Notice 2012
UNC 403(b) Fund Notice 2011
UNC 403(b) Fund Notice 2010
Universal Availability Notices
Email Subscribe All
403(b)-Archive Universal Availability Notices
Universal Availability Notice 2018
Universal Availability Notice 2017
Universal Availability Notice 2016
Universal Availability Notice 2015
Universal Availability Notice 2014
Universal Availability Notice 2013
Universal Availability Notice 2012
Universal Availability Notice 2011
Universal Availability Notice 2010
Plan and Legal Documents
UNC 403(b) Plan Document Eff 12/1/2016
UNC 403(b) Amendment No. 2020-1
UNC 403(b) Amendment No. 1
UNC 403(b) Plan Document Eff. 1/1/2009
Appendix B Rev. 12-2009
Amendment 2011-1
403(b)-Amendment2009-1
Retirement Benefits Programs
ORP
TSERS
UNC 403(b)
UNC 457 Plan
State 401(k) and 457 Plans
Faculty Phased Retirement
Read the UNC Retirement Newsletter